459 Dover St, Fairhope, AL 36532 Property Records

Baldwin County property record for 459 Dover St, Fairhope, AL 36532

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,852 sqft · built 2008
Lot Size	0.457 acres (19,890 sqft)
Owner	2 Individual Names on File
Last Sale	$625,000 (Sep 2025)
Tax Bill	$2,659 (2026)
Deeds & Mortgages	May 2022 Mortgage Nov 2023 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`46-06-24-0-000-023.017`

Property Details

APN / Parcel Number

Primary APN	`46-06-24-0-000-023.017`
Alternative APNs	`283512` `330743` `505878`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	2,852 sqft Heated Area
1st Floor Area	2,410 sqft
Upper Floors Area	884 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2021
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	19,890 sqft (0.457 acres)
Lot Dimensions	195 ft deep x 102 ft wide
Pool Area	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	505878
Street Address	459 DOVER ST
City	FAIRHOPE
State	AL
Zip	36532-7267
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	102' X 195' LOT 8 COPPER KEY SUB SLIDE 2287-D SEC 24-T6S-R2E (WD)
Legal Subdivision	COPPER KEY SUB
Legal Lot Number	8
Jurisdiction	BALDWIN AL
Township / Civil Division	FAIRHOPE
Census Block Group	2
Census Block	2020
Census Tract	11104

Owner

459 Dover St is owned and occupied by two individuals who bought it in September 2025.

Source: Baldwin County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	459 DOVER ST, FAIRHOPE, AL 36532-7267
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Nov 8, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Jun 25, 2024	Deed of Trust, Mortgage · Conventional Mortgage STOCKTON MORTGAGE CORP
Sep 22, 2025	Warranty Deed, Transfer · Conventional Mortgage BARR GROUP INC
Dec 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOUTHPOINT BANK
Apr 5, 2022	Warranty Deed, Transfer AUSTIN TITLE, ATC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2025 · Amount on File
Deed Sale	Sep 22, 2025 · Amount on File
Prior Sale	Apr 5, 2022 · Amount on File
Deed Document Number	20252211778
Prior Transfer Date	Sep 18, 2012
Prior Transfer Doc	0001361738
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	459 DOVER ST, FAIRHOPE, AL 36532-7267
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002001839
Date	May 27, 2022
Instrument	2001839

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	459 DOVER ST, FAIRHOPE, AL 36532-7267
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002094490
Date	Nov 8, 2023
Instrument	2094490

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2043

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	459 DOVER ST, FAIRHOPE, AL 36532-7267
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	459 DOVER ST, FAIRHOPE, AL 36532-7267

Mortgage

Document Number	0002131838
Date	Jun 25, 2024
Instrument	2131838

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company
Address	FRANKFORT, KY 40601

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2054

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Sep 22, 2025
Property Address	459 DOVER ST, FAIRHOPE, AL 36532-7267
Document Number	0002211778
Map Reference	SL 2287-D
Instrument Date	Sep 22, 2025
Instrument	2211778
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	268 RANAH DR, PINCKARD, AL 36350-3443

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	459 DOVER ST, FAIRHOPE, AL 36532-7267

Mortgage

Document Number	0002211779
Date	Sep 22, 2025
Instrument	2211779

Lender

Name	BARR GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	459 DOVER ST, FAIRHOPE, AL 36532-7267
Transaction Type	Mortgage
Record Updated	Sep 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001874847
Date	Dec 3, 2020
Instrument	1874847

Lender

Name	SOUTHPOINT BANK
Type	Bank
Address	53243

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Apr 5, 2022
Property Address	459 DOVER ST, FAIRHOPE, AL 36532-7267
Document Number	0001990347
Map Reference	SL 2287-D
Instrument Date	Mar 30, 2022
Instrument	1990347
Transaction Type	Transfer
Record Updated	Jun 29, 2023
Title Company	AUSTIN TITLE, ATC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7362 V CUMMINGS DR, FAIRHOPE, AL 36532

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	459 DOVER ST, FAIRHOPE, AL 36532-7267

Tax Assessment & Valuation

The 2026 property tax bill for 459 Dover St was $2,659 with a homeowner's exemption, down 4.8% from the year before.

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,659.00 (-4.8%) Homeowner's exemption
2025	$2,793.00 (+4.22%)	$61,700 (+4.12%) Land $7,480 Building $54,220	$616,800 (+4.1%) Land $74,800 Building $542,000
2024	$2,680.00 (+9.39%) Homeowner's exemption	$59,260 (+9.26%) Land $7,240 Building $52,020	$592,500 (+9.26%) Land $72,300 Building $520,200
2023	$2,450.00 (+35.88%) Homeowner's exemption	$54,240 (+34.99%)	$542,300 (+35%) Land $55,400 Building $486,900
2022	$1,803.00 (+13.18%) Homeowner's exemption	$40,180	$401,700 Land $52,000 Building $349,700
2021	$1,593.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 459 Dover St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 459 Dover St is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 81% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FAIRHOPE serves 59,850 people · EPA ID AL0000035
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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