459 Covered Bridge Dr, Madison, VA 22727 Property Records

Madison County property record for 459 Covered Bridge Dr, Madison, VA 22727

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,888 sqft · built 1998
Lot Size	3.28 acres (143,269 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Apr 2020)
Tax Bill	$3,238 (2026)
Deeds & Mortgages	Apr 2020 Sale & Construction Loan Aug 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`49-(5)-208`

Property Details

APN / Parcel Number

Primary APN	`49-(5)-208`
Alternative APN	`2160`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,888 sqft Living Area
1st Floor Area	1,888 sqft
Basement Area	1,888 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	143,269 sqft (3.28 acres)
Terrain	Rolling
Garage Area	1,761 sqft
Driveway	Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	156 sqft
Deck Area	24 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	2160
Street Address	459 COVERED BRIDGE DR
City	MADISON
State	VA
Zip	22727-4326
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	IN 200000518 3.289 AC 49(5)-208 MALVERN
Legal Subdivision	MALVERN OF MADISON SUB
Jurisdiction	MADISON VA
Township / Civil Division	LOCUST DALE
Census Block Group	1
Census Block	1010
Census Tract	930102

Owner

459 Covered Bridge Dr is owned and occupied by two individuals who bought it in April 2020.

Source: Madison County records, as of August 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	459 COVERED BRIDGE DR, MADISON, VA 22727-4326
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2020	Bargain and Sale Deed, Construction Loan · Construction Mortgage US BANK NA
Aug 13, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2020 · Amount on File
Deed Sale	Apr 13, 2020 · Amount on File
Prior Sale	Aug 13, 2018 · Amount on File
Deed Document Number	2020518
Record Updated	Oct 29, 2026

April 2020: Bargain and Sale Deed, Construction Loan

Document Type	Bargain and Sale Deed
Jurisdiction	MADISON VA
Recording Date	Apr 13, 2020
Property Address	459 COVERED BRIDGE DR, MADISON, VA 22727-4326
Document Number	0200000518
Map Reference	DD 117 PG 116
Instrument Date	Mar 25, 2020
Instrument	200000518
Transaction Type	Construction Loan
Record Updated	Dec 14, 2023
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	459 COVERED BRIDGE DR, MADISON, VA 22727-4326

Mortgage

Document Number	0200000519
Date	Apr 13, 2020
Instrument	200000519

Lender

Name	US BANK NA

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON VA
Recording Date	Aug 13, 2018
Property Address	459 COVERED BRIDGE DR, MADISON, VA 22727-4326
Document Number	0180001050
Instrument Date	Aug 10, 2018
Instrument	180001050
Transaction Type	Transfer
Record Updated	Dec 14, 2023

Transaction

Amount	Amount on Record
Tax	$246.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	152 KENSINGTON DR, FISHERSVILLE, VA 22939-2106

Tax Assessment & Valuation

The 2026 property tax bill for 459 Covered Bridge Dr was $3,238.

Source: Madison County assessment roll, as of August 28, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Madison County
Unified School District	Madison County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,238.00	$611,000 Land $93,300 Building $517,700	$611,000 Land $93,300 Building $517,700
2023	$2,549.00	$344,500 Land $65,700 Building $278,800	$344,500 Land $65,700 Building $278,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 459 Covered Bridge Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 29, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 459 Covered Bridge Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000
Virginia Broadband Fixed Wireless · not low latency	100 / 25

Cell Coverage

4G LTE (outdoors only), no 5G reported

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