Haywood County property record for 459 Cloudland Rdg, Clyde, NC 28721
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 668 sqft · built 1944 |
| Lot Size | 40.7 acres (1,773,850 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $623,000 (Jul 2013) |
| Tax Bill | $5,690 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 8733-25-9960 |
| Primary APN | 8733-25-9960 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 668 sqft Heated Area |
| Gross Area | 867 sqft |
| 1st Floor Area | 668 sqft |
| Basement Area | 668 sqft |
| Unfinished Basement | 668 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1944 |
|---|---|
| Effective Year Built | Effective 1944 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Roof Material | Asphalt |
| Lot Area | 1,773,850 sqft (40.7 acres) |
| Terrain | Wooded |
| Garage Type | Carport |
| Garage Area | 400 sqft |
| Carport | Carport |
| Carport Area | 400 sqft |
| Porch | Slab |
| Total Buildings | 2 Buildings |
| Cooling System | Partial |
|---|---|
| Heating System | Heat Pump |
| Sewer | Septic |
| Account Number | 232509 |
|---|---|
| Street Address | 459 CLOUDLAND RDG |
| City | CLYDE |
| State | NC |
| Zip | 28721-9154 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 459 CLOUDLAND RDG |
| Legal Subdivision | PROPERTY OF BOBBY JOE RECTOR |
| Jurisdiction | HAYWOOD NC |
| Township / Civil Division | FINES CREEK |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 920102 |
459 Cloudland Rdg is owned and occupied by two individuals who bought it in July 2013.
Source: Haywood County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 459 CLOUDLAND RDG, CLYDE, NC 28721-9154 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 25, 2013 · Amount on File |
| Deed Sale | Jul 25, 2013 · Amount on File |
| Deed Document Number | 20136686 |
| Deed Book / Page | 851 / 868 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Property Address | 459 CLOUDLAND RDG, CLYDE, NC 28721-9154 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2022 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY COMPA |
| Name | Verified Name |
|---|---|
| Address | 459 CLOUDLAND RDG, CLYDE, NC 28721-9154 |
| Document Number | 0010621460 |
|---|---|
| Date | May 10, 2022 |
| Book Page | 1062/1460 |
| Instrument | 2022005079 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 459 Cloudland Rdg was $5,690.
Source: Haywood County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Haywood County |
| Unified School District | Haywood County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $839,500 (+28.45%) Land $254,700 Building $584,800 | ||
| 2025 | $5,690.00 | $653,562 Land $68,762 Building $584,800 | $839,500 Land $254,700 Building $584,800 |
| 2023 | $631,862 Land $68,762 Building $563,100 | $737,900 Land $174,800 Building $563,100 | |
| 2021 | $737,900 Land $174,800 Building $563,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 459 Cloudland Rdg in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (2003–2024) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 459 Cloudland Rdg is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 84% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
No cell data coverage reported
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