459 Classic Rd, Ardmore, OK 73401 Property Records

Carter County property record for 459 Classic Rd, Ardmore, OK 73401

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,779 sqft · built 2018
Lot Size	4.34 acres (189,050 sqft)
Owner	2 Individual Names on Record
Last Sale	$20,000 (Apr 2021)
Tax Bill	$5,029 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Dec 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`89494`

Property Details

APN / Parcel Number

Primary APN	`89494`
Alternative APN	`0000-30-05S-01E-3-008-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,779 sqft Living Area
1st Floor Area	1,959 sqft
2nd Floor Area	820 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	189,050 sqft (4.34 acres)
Garage Type	Attached
Garage Area	658 sqft

Exterior Amenities

Porch	Slab
Porch Area	1,080 sqft
Storage Building	1,200 sqft
Utility Building	1,200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	89494
Street Address	459 CLASSIC RD
City	ARDMORE
State	OK
Zip	73401-1639
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	W/2 OF A TRACT DESC AS N/2 GOVT LOT 4 LESS E 10 AC-LESS .75 AC TO CO RD-30 05S 01E
Legal Range	01E
Legal Township	05S
Legal Section	30
Legal Subdivision	UNPLATTED
Legal Lot Number	4
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	2
Census Block	2040
Census Tract	892502

Owner

Source: Carter County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	459 CLASSIC RD, ARDMORE, OK 73401-1639
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK OF ADA
Dec 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK OF ADA
Sep 28, 2017	Deed of Trust, Mortgage · Construction Mortgage HOUSING AUTHORITY OF THE CHICKASAW NATIO
Jan 3, 2017	Warranty Deed, Transfer · Conventional Mortgage COMMUNICATION FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2021 · Amount on Record
Deed Sale	Apr 22, 2021 · Amount on Record
Prior Sale	Jan 3, 2017 · Amount on Record
Deed Document Number	20214227
Deed Book / Page	7030 / 158
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	459 CLASSIC RD, ARDMORE, OK 73401-1639
Transaction Type	Mortgage
Record Updated	Oct 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7115/1
Date	Sep 29, 2021
Book Page	7115/1
Instrument	2021-010785

Lender

Name	CITIZENS BANK OF ADA
Type	Bank
Address	ADA, OK 74820

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	459 CLASSIC RD, ARDMORE, OK 73401-1639
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE, STEWART TITLE OF OKLAHOMA IN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6655/010
Date	Dec 27, 2018
Book Page	6655/010
Instrument	2018-014704

Lender

Name	CITIZENS BANK OF ADA
Type	Bank
Address	ADA, OK 74820

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2034

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	459 CLASSIC RD, ARDMORE, OK 73401-1639
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6451/264
Date	Sep 28, 2017
Book Page	6451/264
Instrument	2017-009996

Lender

Name	HOUSING AUTHORITY OF THE CHICKASAW NATIO
Type	Non-Lending Institution
Address	ADA, OK 74821

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Oct 1, 2018

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Jan 3, 2017
Property Address	459 CLASSIC RD, ARDMORE, OK 73401-1639
Document Number	006342/240
Book / Page	6342 / 240
Instrument Date	Dec 30, 2016
Instrument	2017-000067
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$97.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 1831, LONE GROVE, OK 73443-1831

Mortgage

Document Number	2017000068
Date	Jan 3, 2017
Instrument	2017-000068

Lender

Name	COMMUNICATION FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2032

Tax Assessment & Valuation

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Unified School District	Lone Grove Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,589 (+3%) Land $5,400 Building $45,189	$421,577 (-23.28%) Land $45,000 Building $376,577
2025	$5,029.00 (+5.81%) Homeowner's exemption	$49,116 (+6.09%) Land $5,400 Building $43,716	$549,535 (+10.78%) Land $45,000 Building $504,535
2023	$4,753.00 Homeowner's exemption	$46,296 Land $5,400 Building $40,896	$496,046 Land $45,000 Building $451,046

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 46% of Oklahoma
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN OKLA WATER CORP serves 11,250 people · EPA ID OK1010830
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids not recorded as resolved · Apr 2026 Turbidity resolved · May 2025
Treatment and Procedure	Organic carbon removal Apr 2026
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Arbuckle Communications Fixed Wireless	400 / 100
Chickasaw Telephone Company DSL	10 / 1

May also be available: 360 Broadband, AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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