459 Chauga Rd, Westminster, SC 29693 Property Records

Oconee County property record for 459 Chauga Rd, Westminster, SC 29693

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,799 sqft · built 2016
Lot Size	12.3 acres (537,095 sqft)
Owner	2 Individual Names on Record
Tax Bill	$652 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`296-00-02-001`

Property Details

APN / Parcel Number

Primary APN	`296-00-02-001`
Alternative APN	`40060`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,799 sqft Living Area
1st Floor Area	1,799 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Ranch
Exterior Material	Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Shingle
Lot Area	537,095 sqft (12.3 acres)
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	40060
Street Address	459 CHAUGA RD
City	WESTMINSTER
State	SC
Zip	29693-5102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TUGALOO RD (12.33 AC)
Legal Subdivision	STEPHEN R EDWARDS
Legal Block	2
Jurisdiction	OCONEE SC
Township / Civil Division	WESTMINSTER
Census Block Group	1
Census Block	1007
Census Tract	31000

Owner

Source: Oconee County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	459 CHAUGA RD, WESTMINSTER, SC 29693-5102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LOANDEPOT.COM LLC
Oct 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 22, 2019	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Mar 22, 2018	Quit Claim Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2018
Deed Sale	Mar 21, 2018
Deed Document Number	201811634
Deed Book / Page	2345 / 21
Prior Transfer Date	Mar 7, 2018
Prior Transfer Doc	0000011634
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	459 CHAUGA RD, WESTMINSTER, SC 29693-5102
Transaction Type	Mortgage
Record Updated	Nov 19, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004746/20
Date	Oct 31, 2025
Book Page	4746/20

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2045

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	459 CHAUGA RD, WESTMINSTER, SC 29693-5102
Transaction Type	Mortgage
Record Updated	Apr 22, 2022
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006044
Date	Oct 14, 2021
Book Page	4230/74
Instrument	6044

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	459 CHAUGA RD, WESTMINSTER, SC 29693-5102
Document Number	0038070316
Instrument Date	Feb 22, 2019
Transaction Type	Mortgage
Record Updated	Mar 20, 2019
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	459 CHAUGA RD WESTMINSTER SC 296935102, WESTMINSTER, SC 29693-5102

Mortgage

Document Number	0038070316
Date	Mar 6, 2019
Book Page	003807/000316

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2049

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OCONEE SC
Recording Date	Mar 22, 2018
Property Address	459 CHAUGA RD, WESTMINSTER, SC 29693-5102
Document Number	0000011634
Book / Page	002345 / 000021
Instrument Date	Mar 7, 2018
Instrument	11634
Transaction Type	Transfer
Record Updated	Apr 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	459 CHAUGA RD WESTMINSTER SC 296935102, WESTMINSTER, SC 29693-5102

Mortgage

Document Number	37050039
Date	Mar 22, 2018
Book Page	003705/000039

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 21, 2048

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$652.00	$7,592 (-) Land $1,893 Building $5,699	$189,800 (-) Land $47,320 Building $142,480
2023		$7,592 Land $1,893 Building $5,699	$189,800 Land $47,320 Building $142,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 64% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000
AT&T DSL	100 / 20

May also be available: Spectrum.

Cell Coverage

4G LTE only, no 5G reported

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