459 Bow St, Elkton, MD 21921 Property Records

Cecil County property record for 459 Bow St, Elkton, MD 21921 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 1928
Square Footage	1,808 sqft Total Area
Lot Size	7,500 sqft (0.172 acres)
Garage	Basement, 288 sqft
Occupancy	Owner Occupied
Last Sale	$220,000 (2009)
Tax Bill	$3,508.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`03-050831`
Alternative APNs	`3050831` `050831`

Interior

Full Baths	2 Baths
Building Area	1,808 sqft Total Area
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Exterior Material	Brick Exterior
Roof Material	Composition Shingle Roof
Lot Area	7,500 sqft (0.172 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Basement Garage
Garage Area	288 sqft Garage
Porch Area	336 sqft Porch

Utilities and HVAC

Heating System	Radiant Heating
Sewage	Sewage Connected

Location & Zoning

Account Number	050831
Street Address	459 BOW ST
City	ELKTON
State	MD
Zip	21921-5476
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 36 - .1722 ACRE 459 BOW STREET ELKTON HEIGHTS
Legal Subdivision	ELKTON HEIGHTS
Legal Block	B
Legal Lot Number	36
Jurisdiction	CECIL MD
Minor Civil Division	3, ELKTON
Census Blockgroup	1
Census Block	1014
Census Tract	30400

Owner

Source: Cecil County records · APN 03-050831

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	459 BOW ST, ELKTON, MD 21921-5476
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 20, 2009 · Amount on Record
Deed Sale	Aug 20, 2009 · Amount on Record
Prior Sale	Jan 08, 2004 · Amount on Record
Deed Doc Number	2009279705
Deed Book / Page	2697 / 193
Record Refreshed	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	459 BOW ST, ELKTON, MD 21921-5476
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	ASSURANCE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046360138
Date	Jul 13, 2020
Book Page	4636/138

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 01, 2035

Tax Assessment & Valuation

Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Municipality	Elkton Town
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$218,467 (+17.14%)	$230,600 (+18.74%) Land $66,200 Building $164,400
2025	$3,508.00 (+38.66%) Homeowner's exemption
2023	$2,530.00 Homeowner's exemption	$186,500	$194,200 Land $66,200 Building $128,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cecil County (24015C), updated May 10, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 2% of the US · above 4% of Maryland
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.