459 Aspen Ln, Black Hawk, CO 80422 Property Records

Gilpin County property record for 459 Aspen Ln, Black Hawk, CO 80422

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,422 sqft · built 1995
Lot Size	1.33 acres (57,935 sqft)
Owner	2 Individual Names on File
Last Sale	$760,000 (Mar 2024)
Tax Bill	$1,372 (2025)
Deeds & Mortgages	Jul 2023 Mortgage May 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1709-363-03-152`

Property Details

APN / Parcel Number

Primary APN	`1709-363-03-152`
Alternative APN	`R003462`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,422 sqft Heated Area
Gross Area	1,416 sqft
1st Floor Area	18 sqft
Basement Area	18 sqft
Finished Basement	692 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	57,935 sqft (1.33 acres)
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	158 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R003462
Street Address	459 ASPEN LN
City	BLACK HAWK
State	CO
Zip	80422-4702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S: 36 T: 2S R: 73W SUBD: MISSOURI LAKES FILING #1 BLOCK: 001 LOT: 057 & IMPS
Legal Range	73W
Legal Township	02S
Legal Section	36
Legal Subdivision	MISSOURI LAKES FILING #1
Legal Block	1
Legal Lot Number	57
Jurisdiction	GILPIN CO
Township / Civil Division	CENTRAL CITY
Census Block Group	2
Census Block	2054
Census Tract	13802

Owner

459 Aspen Ln is owned and occupied by two individuals who acquired it in March 2024.

Source: Gilpin County records, as of May 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	459 ASPEN LN, BLACK HAWK, CO 80422-4702
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Deed of Trust, Mortgage · Commercial Mortgage FIGURE LENDING LLC
May 16, 2023	Deed of Trust, Mortgage · Line of Credit CROSSCOUNTRY MORTGAGE LLC
Nov 7, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jun 2, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2024 · Amount on File
Deed Sale	Mar 4, 2024 · Amount on File
Prior Sale	Nov 7, 2022 · Amount on File
Deed Document Number	2024175999
Last Transfer Date	Mar 6, 2024
Transfer Doc	0000176251
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILPIN CO
Property Address	459 ASPEN LN, BLACK HAWK, CO 80422-4702
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2160 SUPERIOR AVE E, CLEVELAND, OH 44114-2102

Mortgage

Document Number	0000174849
Date	Jul 31, 2023
Instrument	174849

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILPIN CO
Property Address	459 ASPEN LN, BLACK HAWK, CO 80422-4702
Transaction Type	Mortgage
Record Updated	Jul 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000174424
Date	May 16, 2023
Instrument	174424

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Jun 6, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	GILPIN CO
Recording Date	Nov 7, 2022
Property Address	459 ASPEN LN, BLACK HAWK, CO 80422-4702
Document Number	0000173437
Map Reference	MB 259 PG 353
Instrument Date	Oct 4, 2022
Instrument	173437
Transaction Type	Subdivision Related Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$85.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	459 ASPEN LN, BLACK HAWK, CO 80422-4702
Investor	Possibly a Property Investor

Mortgage

Document Number	0000173438
Date	Nov 7, 2022
Instrument	173438

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILPIN CO
Recording Date	Jun 2, 2022
Property Address	459 ASPEN LN, BLACK HAWK, CO 80422-4702
Document Number	0000172434
Map Reference	MB 259 PG 353
Instrument Date	May 27, 2022
Instrument	172434
Transaction Type	Transfer
Record Updated	Jul 13, 2022

Transaction

Amount	Amount on Record
Tax	$85.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	459 ASPEN LN, 459, BLACK HAWK, CO 80422-4702

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 W 27TH ST FL 4TH, 4TH, NEW YORK, NY 10001-6914
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 459 Aspen Ln was $1,372, up 9.4% from the year before.

Source: Gilpin County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Gilpin County
Unified School District	Gilpin County School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,372.00 (+9.41%)	$45,470 (+1.75%) Land $4,500 Building $40,970	$727,490 (+9.07%) Land $72,000 Building $655,490
2024	$1,254.00 (+1.21%)	$44,690 (-) Land $4,270 Building $40,420	$667,020 (-) Land $63,744 Building $603,276
2023	$1,239.00 (+22.79%)	$44,690 (+36.67%) Land $4,270 Building $40,420	$667,020 (+41.78%) Land $63,744 Building $603,276
2022	$1,009.00	$32,700 Land $4,170 Building $28,530	$470,470 Land $60,000 Building $410,470

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 459 Aspen Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 459 Aspen Ln is high, ranking above 81% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 84% of Colorado
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Great Plains Communications Cable	1,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Aspen Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures