45896 Emerson St, Hemet, CA 92544 Property Records

Riverside County property record for 45896 Emerson St, Hemet, CA 92544

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,812 sqft · built 1986
Lot Size	0.289 acres (12,632 sqft)
Owner	Individual on Record
Last Sale	$238,000 (Apr 2017)
Tax Bill	$3,958 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Jan 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`553-282-013`

Property Details

APN / Parcel Number

Primary APN	`553-282-013`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,812 sqft Living Area
Gross Area	2,272 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	12,632 sqft (0.289 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	553282013
Street Address	45896 EMERSON ST
City	HEMET
State	CA
Zip	92544-6759
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.29 ACRES NET IN LOT 13 MB 124/056 TR 13483
Legal Tract	13483
Legal Lot Number	13
Jurisdiction	RIVERSIDE CA
Township / Civil Division	HEMET-SAN JACINTO
Census Block Group	1
Census Block	1002
Census Tract	43701

Owner

Source: Riverside County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	45896 EMERSON ST, HEMET, CA 92544-6759
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2024	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Jan 20, 2021	Deed of Trust, Mortgage · Line of Credit QUORUM FEDERAL CU
Sep 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage FRANKLIN ADVANTAGE INC
Apr 12, 2017	Grant Deed, Transfer · FHA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2017 · Amount on Record
Deed Sale	Apr 12, 2017 · Amount on Record
Prior Sale	May 30, 2014 · Amount on Record
Deed Document Number	2017-0147058
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45896 EMERSON ST, HEMET, CA 92544-6759
Transaction Type	Mortgage
Record Updated	Feb 7, 2024
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45896 EMERSON ST, HEMET, CA 92544-6759

Mortgage

Document Number	0000024750
Date	Jan 26, 2024
Instrument	2024-0024750

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45896 EMERSON ST, HEMET, CA 92544-6759
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45896 EMERSON ST, HEMET, CA 92544-6759

Mortgage

Document Number	0000036879
Date	Jan 20, 2021
Instrument	2021-0036879

Lender

Name	QUORUM FEDERAL CU
Type	Credit Union
Address	PURCHASE, NY 10577

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45896 EMERSON ST, HEMET, CA 92544-6759
Document Number	0000438854
Instrument Date	Sep 11, 2020
Transaction Type	Mortgage
Record Updated	Sep 28, 2020
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45896 EMERSON ST HEMET CA 925446759, HEMET, CA 92544-6759

Mortgage

Document Number	0000438854
Date	Sep 16, 2020
Instrument	438854

Lender

Name	FRANKLIN ADVANTAGE INC
Address	LAGUNA HILLS, CA 92653

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 15, 2050

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 12, 2017
Property Address	45896 EMERSON ST, HEMET, CA 92544-6759
Document Number	0000147058
Instrument Date	Mar 21, 2017
Instrument	147058
Transaction Type	Transfer
Record Updated	Apr 18, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$262.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45896 EMERSON ST HEMET CA 925446759, HEMET, CA 92544-6759

Mortgage

Document Number	147059
Date	Apr 12, 2017
Instrument	147059

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 11, 2047

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Hemet Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,958.00 (+5.55%)	$276,210 (+4.04%) Land $54,542 Building $221,668
2023	$3,750.00 (+2.35%)	$265,486 Land $52,425 Building $213,061
2022	$3,664.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 72% of California
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE HEMET MWD serves 52,913 people · EPA ID CA3310022
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Anza Electric Cooperative, T-Mobile, Verizon.

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