Okaloosa County property record for 4589 Top Flight Dr, Crestview, FL 32539
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,630 sqft · built 1996 |
| Lot Size | 0.423 acres (18,417 sqft) |
| Owner | Individual Name on File |
| Last Sale | $285,000 (Jul 2025) |
| Tax Bill | $2,237 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jun 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-591-8751-8 |
| Primary APN | C56-000-591-8751-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,630 sqft Living Area |
| Gross Area | 2,180 sqft |
| 1st Floor Area | 1,630 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 18,417 sqft (0.423 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Porch | Florida Room |
| Porch Area | 110 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4589 TOP FLIGHT DR |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32539-6353 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PINNACLE POINT LOT 2 BLK B |
| Legal Range | 23W |
| Legal Township | 02N |
| Legal Section | 04 |
| Legal Subdivision | PINNACLE POINT |
| Legal Block | B |
| Legal Lot Number | 2 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 20702 |
Source: Okaloosa County records · APN C56-000-591-8751-8
Assessment roll updated December 31, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4589 TOP FLIGHT DR, CRESTVIEW, FL 32539-6353 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Apr 15, 2026 | Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Jun 01, 2020 | Warranty Deed, Transfer · VA Mortgage CERTAINTY HOME LOANS LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 31, 2025 · Amount on Record |
| Deed Sale | Jul 31, 2025 · Amount on Record |
| Prior Sale | Jun 01, 2020 · Amount on Record |
| Deed Document Number | 20253766436 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Apr 15, 2026 |
| Property Address | 4589 TOP FLIGHT DR, CRESTVIEW, FL 32539-6353 |
| Document Number | 0003810743 |
| Instrument Date | Apr 06, 2026 |
| Instrument | 20263810743 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4589 TOP FLIGHT DR, CRESTVIEW, FL 32539-6353 |
| Document Number | 0003810743, |
|---|---|
| Date | Apr 15, 2026 |
| Instrument | 20263810743 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jun 01, 2020 |
| Property Address | 4589 TOP FLIGHT DR, CRESTVIEW, FL 32539-6353 |
| Document Number | 0034652975 |
| Book / Page | 3465 / 2975 |
| Map Reference | MB 10 PG 96 |
| Instrument Date | May 11, 2020 |
| Instrument | 3361877 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | SETCO SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,435.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5753 HIGHWAY 85 N # N6991, 5753, CRESTVIEW, FL 32536-9365 |
| Name | Verified Name |
|---|---|
| Address | 4581 TOP FLIGHT DR, CRESTVIEW, FL 32539-6353 |
| Document Number | 0034652977 |
|---|---|
| Date | Jun 01, 2020 |
| Instrument | 3465/2977 |
| Name | CERTAINTY HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2050 |
Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,237.00 (+0.49%) | $222,026 (-5.38%) Land $44,726 Building $177,300 | $222,026 (-5.38%) Land $44,726 Building $177,300 |
| 2023 | $2,226.00 (+8.27%) | $234,654 (+9.73%) Land $38,000 Building $196,654 | $234,654 (+9.73%) Land $38,000 Building $196,654 |
| 2022 | $2,056.00 | $213,852 Land $28,719 Building $185,133 | $213,852 Land $28,719 Building $185,133 |
Source: FEMA National Flood Hazard Layer as of March 8, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 31 in force |
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 116 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OKALOOSA COUNTY MID SYSTEM (CRESTVIEW) serves 7,593 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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