Bradford County property record for 4589 SE 3rd Ave, Keystone Heights, FL 32656 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1975 |
| Square Footage | 1,952 sqft Heated Area |
| Pool | 629 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $120,000 (2004) |
| Tax Bill | $1,117.00 (2025) |
| Primary APN | 05865-0-00000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,952 sqft Heated Area |
| Gross Area | 2,000 sqft Gross Area |
| Stories | 1 Stories |
| Primary Flooring | Terrazzo Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Concrete Blocks Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Metal Roof |
| Pool Area | 629 sqft Pool |
| Utility Building | 600 sqft Utility Building |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Street Address | 4589 SE 3RD AVE |
|---|---|
| City | KEYSTONE HEIGHTS |
| State | FL |
| Zip | 32656-6223 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 24 8S 22 LOT 15 OF BLK 15 OF UNIT 1 OF K C E |
| Legal Range | 22E |
| Legal Township | 08S |
| Legal Section | 24 |
| Legal Subdivision | KEYSTONE CLUB ESTATE |
| Legal Block | 15 |
| Legal Lot Number | 15 |
| Legal Unit | 1 |
| Jurisdiction | BRADFORD FL |
| Minor Civil Division | HAMPTON |
| Census Blockgroup | 1 |
| Census Block | 1014 |
| Census Tract | 301 |
Source: Bradford County records · APN 05865-0-00000
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 4589 SE 3RD AVE, KEYSTONE HEIGHTS, FL 32656-6223 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Jun 01, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CAMPUS USA CREDIT UNION |
| Sep 01, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CAMPUS USA CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 26, 2004 · Amount on Record |
| Deed Sale | Aug 26, 2004 · Amount on Record |
| Deed Doc Number | 0001050311 |
| Deed Book / Page | 1050 / 311 |
| Last Transfer Date | Aug 28, 2004 |
| Transfer Doc | 0010500311 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRADFORD FL |
| Recording Date | Jun 01, 2026 |
| Property Address | 4589 SE 3RD AVE, KEYSTONE HEIGHTS, FL 32656-6223 |
| Document Number | 0000004657 |
| Book / Page | 2214 / 401 |
| Instrument Date | May 26, 2026 |
| Instrument | 20264657 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4589 SE 3RD AVE, KEYSTONE HEIGHTS, FL 32656-6223 |
| Document Number | 0000004657, |
|---|---|
| Date | Jun 01, 2026 |
| Book Page | 2214/401 |
| Instrument | 20264657 |
| Name | CAMPUS USA CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 01, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRADFORD FL |
| Property Address | 4589 SE 3RD AVE, KEYSTONE HEIGHTS, FL 32656-6223 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4589 SE 3RD AVE, KEYSTONE HEIGHTS, FL 32656-6223 |
| Document Number | 0004008397 |
|---|---|
| Date | Sep 01, 2022 |
| Book Page | 1989/36 |
| Instrument | 202204008397 |
| Name | CAMPUS USA CU |
|---|---|
| Type | Credit Union |
| Address | NEWBERRY, FL 32669 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2052 |
Source: Bradford County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bradford County |
| Unified School District | Bradford County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,117.00 (+21.94%) Homeowner's exemption | $94,928 (+2.9%) | $148,808 (+6.22%) Land $32,000 Building $116,808 |
| 2024 | $916.00 (+4.33%) Homeowner's exemption | $92,253 (+3%) | $140,093 (+10.99%) Land $30,000 Building $110,093 |
| 2023 | $878.00 (+10.58%) Homeowner's exemption | $89,566 (+3%) | $126,217 (+15.75%) Land $25,000 Building $101,217 |
| 2022 | $794.00 Homeowner's exemption | $86,957 | $109,041 Land $22,000 Building $87,041 |
Source: FEMA National Flood Hazard Layer, Bradford County (12007C), updated November 2, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 36% of the US · above 10% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,449 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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