4589 Merwin Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 4589 Merwin Rd, Lapeer, MI 48446 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1865
Square Footage2,048 sqft Living Area
Lot Size737,035 sqft (16.9 acres)
OccupancyOwner Occupied
Last Sale$265,000 (2017)
Tax Bill$1,159.00 (2025)

Property Details

APN / Parcel Number

Primary APN008-028-034-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,048 sqft Living Area
1st Floor1,184 sqft 1st Floor
Basement Area1,088 sqft Basement
Primary FlooringCarpet Flooring

Exterior

Year BuiltBuilt 1865
Effective Year BuiltEffective 1865
Lot Area737,035 sqft (16.9 acres)
Total Buildings2 Total Buildings

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address4589 MERWIN RD
CityLAPEER
StateMI
Zip48446-9690
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description08 44 503 000 00 SEC 28 T7N R9E COM 760.15 FT W OF E 1/4 POST, TH W 550 FT, TH S 0 DEG 23' E 1330.55 FT, TH E 558.13 FT, TH N
Legal Range09E
Legal Township07N
Legal Section28
JurisdictionLAPEER MI
Minor Civil DivisionELBA
Census Blockgroup3
Census Block3004
Census Tract336000

Owner

Source: Lapeer County records · APN 008-028-034-00

Assessment roll updated August 14, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4589 MERWIN RD, LAPEER, MI 48446-9690
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 03, 2021Deed of Trust, Mortgage · Line of Credit
DORT FINANCIAL CU
Jan 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Oct 13, 2017Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
CASON HM LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 13, 2017 · Amount on Record
Deed SaleOct 13, 2017 · Amount on Record
Deed Book / Page2924 / 123
Prior Transfer DateJun 22, 2008
Prior Transfer Doc0023420391
Record RefreshedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAPEER MI
Property Address4589 MERWIN RD, LAPEER, MI 48446-9690
Transaction TypeMortgage
Record UpdatedMar 15, 2021
Title CompanyATA NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address489 MERWIN RD, LAPEER, MI 48446

Mortgage

Document Number0031710514
DateFeb 03, 2021
Book Page3171/514
Lender
NameDORT FINANCIAL CU
TypeCredit Union
AddressFLINT, MI 48501
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAPEER MI
Property Address4589 MERWIN RD, LAPEER, MI 48446-9690
Transaction TypeMortgage
Record UpdatedFeb 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address4589 MERWIN RD, LAPEER, MI 48446-9690

Mortgage

Document Number0031640957
DateJan 13, 2021
Book Page3164/957
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 01, 2036

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAPEER MI
Recording DateOct 13, 2017
Property Address4589 MERWIN RD, LAPEER, MI 48446-9690
Document Number0029240123
Book / Page002924 / 000123
Instrument DateOct 11, 2017
Transaction TypeTransfer
Record UpdatedAug 28, 2018
Title CompanyCISLO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,987.50
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address27400 BARRINGTON ST MADISON HEIGHTS MI 480713251, MADISON HEIGHTS, MI 48071-3251

Mortgage

Document Number29240125
DateOct 13, 2017
Book Page002924/000125
Lender
NameCASON HM LNS
TypeMortgage Company
AddressPALM BEACH GARDENS, FL 33418
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueOct 12, 2047

Tax Assessment & Valuation

Source: Lapeer County records · Assessment roll updated August 14, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyLapeer County
County SubdivisionElba Township
Unified School DistrictLapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,159.00 (-55.2%) Homeowner's exemption$171,800 (+11.7%)$343,600 (+11.7%)
2024$2,587.00 (+10.51%)
2023$153,800$307,600
2022$2,341.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lapeer County (26087C), updated May 4, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 52% of Michigan
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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