4589 Mars Dr, Manchester, MD 21102 Property Records

Carroll County property record for 4589 Mars Dr, Manchester, MD 21102

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,856 sqft · built 1986
Lot Size	1.87 acres (81,457 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,000 (Aug 2011)
Tax Bill	$4,495 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-048242`

Property Details

APN / Parcel Number

Primary APN	`06-048242`
Alternative APNs	`6048242` `048242`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	1,856 sqft Total Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	81,457 sqft (1.87 acres)
Garage Type	Detached
Garage Area	1,280 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	240 sqft
Deck Area	256 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	048242
Street Address	4589 MARS DR
City	MANCHESTER
State	MD
Zip	21102-1149
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRIC
Legal Description	LT - 1.87 ACS N/S MARS DR
Jurisdiction	CARROLL MD
Township / Civil Division	6, MANCHESTER
Census Block Group	1
Census Block	1008
Census Tract	506200

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4589 MARS DR, MANCHESTER, MD 21102-1149
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage LOWER LLC
Jan 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOWER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2011 · Amount on Record
Deed Sale	Aug 18, 2011 · Amount on Record
Prior Sale	Aug 18, 2011 · Amount on Record
Deed Book / Page	6631 / 28
Last Transfer Date	Oct 27, 2021
Transfer Doc	0105630161
Record Updated	Oct 29, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARROLL MD
Recording Date	Nov 17, 2021
Property Address	4589 MARS DR, MANCHESTER, MD 21102-1149
Document Number	0105630161
Book / Page	10563 / 161
Instrument Date	Oct 27, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	NATIONS LENDING SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4589 MARS DR, 4589, MANCHESTER, MD 21102-1149

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4589 MARS DR, MANCHESTER, MD 21102-1149
Investor	Possibly a Property Investor

Mortgage

Document Number	0010563168
Date	Nov 17, 2021
Instrument	10563/168

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Interest

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	4589 MARS DR, MANCHESTER, MD 21102-1149
Document Number	0095630001
Instrument Date	Jan 31, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	MEYMAX TITLE AGENCY LLC, MEYMAX TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4589 MARS DR MANCHESTER MD 211021149, MANCHESTER, MD 21102-1149

Mortgage

Document Number	0095630001
Date	Feb 7, 2020
Book Page	009563/000001

Lender

Name	LOWER
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 6, 2035

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,495.00 (+4.27%)	$396,033 (+4.33%)	$428,900 (+12.99%) Land $148,700 Building $280,200
2025	$4,311.00 (+13.93%)	$379,600 (+13.36%) Land $133,700 Building $245,900	$379,600 (-) Land $133,700 Building $245,900
2023	$3,784.00	$334,867	$379,600 Land $133,700 Building $245,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1987)
Most Recent Claim	Sep 1987 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mars Dr

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