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4589 Hermosa Rd, Crestview, FL 32539 Property Records

Okaloosa County property record for 4589 Hermosa Rd, Crestview, FL 32539

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 2,330 sqft · built 2011
Lot Size0.161 acres (6,999 sqft)
Owner2 Individual Names on File
Last Sale$297,500 (Nov 2020)
Tax Bill$3,276 (2025)
Deeds & MortgagesJan 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-988-3728-9

Property Details

APN / Parcel Number

Primary APNC56-000-988-3728-9
Alternative APNs
  • 05-2N-23-1200-0000-0930
  • 23N205120000000930

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,330 sqft Living Area
Gross Area3,264 sqft
1st Floor Area1,980 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Exterior MaterialWood
Roof TypeCathedral/Clerestory
Roof MaterialWood
Lot Area6,999 sqft (0.161 acres)
Garage TypeAttached
Garage Area700 sqft
PorchFinished/Open Porch
Porch Area234 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address4589 HERMOSA RD
CityCRESTVIEW
StateFL
Zip32539-6731
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDUGGAN POND EST LOT 93
Legal Range23W
Legal Township02N
Legal Section05
Legal SubdivisionDUGGAN POND EST
Legal Lot Number93
JurisdictionOKALOOSA FL
Township / Civil DivisionCRESTVIEW
Census Block Group1
Census Block1019
Census Tract20702

Owner

4589 Hermosa Rd is owned by two individuals who bought it in November 2020.

Source: Okaloosa County records, as of August 27, 2026

Owner of Record2 Individual Names on File
Mailing Address4161 N LIVINGSTON AVE, IDAHO FALLS, ID 83401-1666
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 18, 2020 · Amount on File
Deed SaleNov 18, 2020 · Amount on File
Prior SaleJan 22, 2018 · Amount on File
Deed Document Number20203408465
Deed Book / Page3506 / 2065
Prior Transfer DateOct 9, 2015
Prior Transfer Doc0032223624
Record UpdatedOct 29, 2026

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJan 22, 2018
Property Address4589 HERMOSA RD, CRESTVIEW, FL 32539-6731
Document Number0033340793
Book / Page3334 / 0793
Map ReferenceMB23 PG100
Instrument DateJan 16, 2018
Instrument3183812
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyOLD SOUTH LAND TITLE CO

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3006 ROSEMEADE DR, 3006, FAYETTEVILLE, NC 28306-9178

Transferred To (Grantee/Buyer)

NameVerified Name
Address4623 HERMOSA RD, CRESTVIEW, FL 32539-6734
InvestorPossibly a Property Investor

Mortgage

Document Number0033340795
DateJan 22, 2018
Book Page3334/0795
Instrument3183813
Lender
NameCERTAINTY HOME LOANS LLC
TypeMortgage Company
AddressPLANO, TX 75093
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4589 Hermosa Rd was $3,276.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,276.00$331,234 Land $47,080 Building $284,154$331,234 Land $47,080 Building $284,154
2023$2,309.00 (+2.35%) Homeowner's exemption$264,326 (+3%)$352,471 (+7.74%) Land $40,000 Building $312,471
2022$2,256.00 Homeowner's exemption$256,627$327,152 Land $34,078 Building $293,074

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4589 Hermosa Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 31 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies31 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4589 Hermosa Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKALOOSA COUNTY MID SYSTEM (CRESTVIEW)
serves 7,593 people · EPA ID FL1464044
Water SourceGroundwater
Last State InspectionApr 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
Cox Communications
Cable		2,000 / 35
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20

May also be available: CenturyLink.

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