4589 Franklin Pike SE, Floyd, VA 24091 Property Records

Floyd County property record for 4589 Franklin Pike SE, Floyd, VA 24091

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,160 sqft · built 2008
Lot Size	6.51 acres (283,576 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,275,000 (Jul 2026)
Tax Bill	$3,498 (2026)
Deeds & Mortgages	Jul 2026 Sale Oct 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`46-31C`

Property Details

APN / Parcel Number

Primary APN	`46-31C`
Alternative APN	`R016912`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	4,160 sqft Living Area
Basement Area	2,218 sqft
Finished Basement	2,218 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Contemporary
Lot Area	283,576 sqft (6.51 acres)
Garage Area	680 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	R016912
Street Address	4589 FRANKLIN PIKE SE
City	FLOYD
State	VA
Zip	24091-2767
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SILVER LEAF PLAT 08-2067 LOT 3
Legal Lot Number	3
Jurisdiction	FLOYD VA
Township / Civil Division	LITTLE RIVER
Census Block Group	1
Census Block	1053
Census Tract	920102

Owner

Source: Floyd County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	387 CHANNELVIEW DR, MONETA, VA 24121-5011
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Bargain and Sale Deed, Transfer E TITLE LLC, ANCHOR TITLE SML LLC
Oct 30, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS LLC
Mar 19, 2019	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2026 · Amount on Record
Deed Sale	Jul 7, 2026 · Amount on Record
Prior Sale	Mar 19, 2019 · Amount on Record
Deed Document Number	20261135
Prior Transfer Date	Nov 1, 2024
Prior Transfer Doc	0000001854
Record Updated	Sep 20, 2026

July 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	FLOYD VA
Recording Date	Jul 7, 2026
Property Address	4589 FRANKLIN PIKE SE, FLOYD, VA 24091-2767
Document Number	0000001135
Instrument Date	Jul 6, 2026
Instrument	20261135
Transaction Type	Transfer
Record Updated	Jul 21, 2026
Title Company	E TITLE LLC, ANCHOR TITLE SML LLC

Transaction

Amount	Amount Recorded
Tax	$128,775.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	387 CHANNELVIEW DR, MONETA, VA 24121-5011

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD VA
Property Address	4589 FRANKLIN PIKE SE, FLOYD, VA 24091-2767
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200002208
Date	Oct 30, 2020
Instrument	200002208

Lender

Name	QUICKEN LOANS LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

Interest

Rate Type	Fixed Rate
Rate	1.99%

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLOYD VA
Recording Date	Mar 19, 2019
Property Address	4589 FRANKLIN PIKE SE, FLOYD, VA 24091-2767
Document Number	190000438
Instrument Date	Mar 19, 2019
Instrument	190000438
Transaction Type	Transfer
Record Updated	Jun 4, 2021
Title Company	NOT AVAILABLE, BROOKS TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 MURPHY ST, CHRISTIANSBURG, VA 24068

Mortgage

Document Number	190000439
Date	Mar 19, 2019
Instrument	190000439

Lender

Name	QUICKEN LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Floyd County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Floyd County
Unified School District	Floyd County Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,498.00 (+4.54%)	$760,500 Land $114,100 Building $646,400
2025	$3,346.00		$760,500 Land $114,100 Building $646,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 82% of Virginia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Citizens Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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