4589 Fox St, Orlando, FL 32814 Property Records

Orange County property record for 4589 Fox St, Orlando, FL 32814

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,758 sqft · built 2003
Lot Size	0.196 acres (8,543 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,260,000 (Jun 2024)
Tax Bill	$18,574 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-22-30-0520-01-060`

Property Details

APN / Parcel Number

Primary APN	`20-22-30-0520-01-060`
Alternative APNs	`302220052001060` `495936` `501616` `506244`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,758 sqft Living Area
Gross Area	3,902 sqft
1st Floor Area	1,476 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	8,543 sqft (0.196 acres)
Garage Type	Attached
Garage Area	627 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	291 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	4589 FOX ST
City	ORLANDO
State	FL
Zip	32814-6069
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD/AN
Legal Description	BALDWIN PARK UT 1 50/121 LOT 106
Legal Range	30E
Legal Township	22S
Legal Section	20
Legal Subdivision	BALDWIN PARK UT 1
Legal Tract	520
Legal Block	1
Legal Lot Number	106
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	2
Census Block	2013
Census Tract	18202

Owner

Source: Orange County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4589 FOX ST, ORLANDO, FL 32814-6069
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CREDIT UNION
Jul 20, 2020	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MTG
Jul 23, 2019	Warranty Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2024 · Amount on Record
Deed Sale	Jun 13, 2024 · Amount on Record
Prior Sale	Jul 20, 2020 · Amount on Record
Deed Document Number	2024345633
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Recording Date	Aug 31, 2026
Property Address	4589 FOX ST, ORLANDO, FL 32814-6069
Document Number	0000484783
Instrument Date	Aug 17, 2026
Instrument	2026484783
Transaction Type	Mortgage
Record Updated	Sep 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4589 FOX ST, ORLANDO, FL 32814-6069

Mortgage

Document Number	0000484783,
Date	Aug 31, 2026
Instrument	2026484783

Lender

Name	MIDFLORIDA CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	204 Months
Due	Aug 25, 2043

Interest

Max Rate	-1%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jul 20, 2020
Property Address	4589 FOX ST, ORLANDO, FL 32814-6069
Document Number	0000385225
Instrument Date	Jul 15, 2020
Instrument	385225
Transaction Type	Transfer
Record Updated	Aug 7, 2020
Title Company	MILESTONE TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,600.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4589 FOX ST ORLANDO FL 328146069, ORLANDO, FL 32814-6069

Mortgage

Document Number	385226
Date	Jul 20, 2020
Instrument	385226

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 19, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jul 23, 2019
Property Address	4589 FOX ST, ORLANDO, FL 32814-6069
Document Number	0000450021
Instrument Date	Jul 12, 2019
Instrument	450021
Transaction Type	Transfer
Record Updated	Aug 7, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount Recorded
Tax	$5,215.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4589 FOX ST ORLANDO FL 328146069, ORLANDO, FL 32814-6069

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Orlando City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,223,480 (+26.7%) Land $155,000 Building $1,068,480	$1,223,480 (+19.31%) Land $155,000 Building $1,068,480
2025	$18,574.00 (+1.48%)	$965,643 (+7.35%)	$1,025,500 (+14.01%) Land $155,000 Building $870,500
2024	$18,303.00 (+10.61%)
2023	$16,548.00 (+13.15%)	$899,511 (+24.32%) Land $135,000 Building $764,511	$899,511 (+24.32%) Land $135,000 Building $764,511
2022	$14,625.00	$723,566 Land $135,000 Building $588,566	$723,566 Land $135,000 Building $588,566

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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