San Diego County property record for 4589 Calle del Palo, Oceanside, CA 92057
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,440 sqft · built 1981 |
| Lot Size | 0.148 acres (6,465 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,129 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Apr 2020 Mortgage + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 157-460-27-00 |
| Primary APN | 157-460-27-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,440 sqft Living Area |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Lot Area | 6,465 sqft (0.148 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 4589 CALLE DEL PALO |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-5124 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 164 TR 009161 |
| Legal Subdivision | RIVERDALE |
| Legal Tract | 009161 |
| Legal Block | 3 |
| Legal Lot Number | 164 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 18609 |
4589 Calle del Palo is owned and occupied by an individual who acquired it in October 2021.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4589 CALLE DEL PALO, OCEANSIDE, CA 92057-5124 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 19, 2021 | Intrafamily Transfer, Transfer · VA Mortgage ROCKET MORTGAGE LLC |
| Apr 27, 2020 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Mar 18, 2019 | Grant Deed, Transfer · VA Mortgage NAVY FCU |
| Jul 12, 2017 | Grant Deed, Transfer · VA Mortgage QUICKEN LNS |
| Jul 12, 2017 | Affidavit of Death, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 19, 2021 |
| Deed Sale | Oct 19, 2021 |
| Prior Sale | Mar 18, 2019 · Amount on File |
| Deed Document Number | 2021727025 |
| Prior Transfer Date | Oct 12, 2021 |
| Prior Transfer Doc | 0000727025 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 19, 2021 |
| Property Address | 4589 CALLE DEL PALO, OCEANSIDE, CA 92057-5124 |
| Document Number | 0000727025 |
| Map Reference | MAP 9161 |
| Instrument Date | Oct 12, 2021 |
| Instrument | 2021-0727025 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4589 CALLE DEL PALO, OCEANSIDE, CA 92057-5124 |
| Document Number | 0000727026 |
|---|---|
| Date | Oct 19, 2021 |
| Instrument | 2021-0727026 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4589 CALLE DEL PALO, OCEANSIDE, CA 92057-5124 |
| Document Number | 0000222087 |
| Instrument Date | Apr 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 4589 CALLE DEL PALO OCEANSIDE CA 920575124, OCEANSIDE, CA 92057-5124 |
| Document Number | 0000222087 |
|---|---|
| Date | May 1, 2020 |
| Instrument | 222087 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 30, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 18, 2019 |
| Property Address | 4589 CALLE DEL PALO, OCEANSIDE, CA 92057-5124 |
| Document Number | 0000095879 |
| Instrument Date | Feb 25, 2019 |
| Instrument | 95879 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2019 |
| Title Company | CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $536.25 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4589 CALLE DEL PALO OCEANSIDE CA 920575124, OCEANSIDE, CA 92057-5124 |
| Document Number | 95880 |
|---|---|
| Date | Mar 18, 2019 |
| Instrument | 95880 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 17, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 12, 2017 |
| Property Address | 4589 CALLE DEL PALO, OCEANSIDE, CA 92057-5124 |
| Document Number | 0000314688 |
| Instrument Date | Jun 5, 2017 |
| Instrument | 314688 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $473.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 4589 CALLE DEL PALO OCEANSIDE CA 920575124, OCEANSIDE, CA 92057-5124 |
| Document Number | 314689 |
|---|---|
| Date | Jul 12, 2017 |
| Instrument | 314689 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 11, 2047 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 12, 2017 |
| Property Address | 4589 CALLE DEL PALO, OCEANSIDE, CA 92057-5124 |
| Document Number | 0000314687 |
| Instrument Date | May 18, 2017 |
| Instrument | 314687 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4324 MANZANITA DR SAN DIEGO CA 921054612, SAN DIEGO, CA 92105-4612 |
The 2025 property tax bill for 4589 Calle del Palo was $6,129.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $554,686 (+2%) Land $361,191 Building $193,495 | |
| 2025 | $6,129.00 | $543,810 Land $354,109 Building $189,701 |
| 2023 | $5,827.00 (+1.53%) | $522,695 Land $340,359 Building $182,336 |
| 2022 | $5,739.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4589 Calle del Palo in Zone X, an area of moderate flood risk, though there have been 2 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1980) |
| Most Recent Claim | Aug 1980 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4589 Calle del Palo is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 78% of California |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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