4589 Central Valley Rd, Murfreesboro, TN 37129 Property Records

Rutherford County property record for 4589 Central Valley Rd, Murfreesboro, TN 37129

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,830 sqft · built 1984
Lot Size	16 acres (696,960 sqft)
Owner	Individual Name on File
Tax Bill	$1,515 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`035-015.01-000`

Property Details

APN / Parcel Number

Primary APN	`035-015.01-000`
Alternative APNs	`035 01501` `R0023370`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,830 sqft Living Area
1st Floor Area	1,830 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Area	696,960 sqft (16 acres)
Garage Type	Detached
Garage Area	576 sqft

Exterior Amenities

Porch	Slab
Porch Area	85 sqft
Deck Area	Deck Area
Patio Area	712 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	R0023370
Street Address	4589 CENTRAL VALLEY RD
City	MURFREESBORO
State	TN
Zip	37129-7640
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CENTERAL VALLEY ROAD
Jurisdiction	RUTHERFORD TN
Township / Civil Division	3
Census Block Group	4
Census Block	4008
Census Tract	41000

Owner

4589 Central Valley Rd is owned and occupied by an individual who acquired it in February 2015.

Source: Rutherford County records, as of August 11, 2026

Owner of Record	Individual Name on File
Mailing Address	4589 CENTRAL VALLEY RD, MURFREESBORO, TN 37129-7640
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2023	Deed of Trust, Mortgage · Line of Credit TRADITIONS FIRST BANK
Apr 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST CMNTY MTG INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2007
Deed Sale	Jun 15, 2007
Prior Sale	Jan 28, 2005 · Amount on File
Deed Book / Page	754 / 2598
Last Transfer Date	Feb 3, 2015
Transfer Doc	14923768
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	4589 CENTRAL VALLEY RD, MURFREESBORO, TN 37129-7640
Transaction Type	Mortgage
Record Updated	Apr 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4589 CENTRAL VALLEY RD, MURFREESBORO, TN 37129-7640

Mortgage

Document Number	0023232716
Date	Mar 7, 2023
Book Page	2323/2716
Instrument	2486060

Lender

Name	TRADITIONS FIRST BANK
Type	Bank
Address	ERIN, TN 37061

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	4589 CENTRAL VALLEY RD, MURFREESBORO, TN 37129-7640
Document Number	RB18902427
Instrument Date	Apr 10, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	WATAUGA TITLE/RUTHERFORD COMPANY LL, WATAUGA TITLE/RUTHERFORD CO LL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4589 CENTRAL VALLEY RD MURFREESBORO TN 371297640, MURFREESBORO, TN 37129-7640

Mortgage

Document Number	RB18902427
Date	Apr 15, 2020
Book Page	001890/002427
Instrument	2268992

Lender

Name	FIRST CMNTY MTG INC
Address	MURFREESBORO, TN 37129

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 14, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 4589 Central Valley Rd was $1,515.

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Unified School District	Rutherford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$132,850 (+64.27%) Land $72,600 Building $60,250	$531,400 Land $290,400 Building $241,000
2025	$1,515.00	$80,875 Land $24,425 Building $56,450
2023	$1,517.00	$80,875 Land $24,425 Building $56,450	$323,500 (+0.19%) Land $97,700 Building $225,800
2022			$322,900 Land $97,700 Building $225,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4589 Central Valley Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (2010–2013)
Most Recent Claim	Mar 2013 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4589 Central Valley Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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