45881 Classic Way, Temecula, CA 92592 Property Records

Riverside County property record for 45881 Classic Way, Temecula, CA 92592

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,602 sqft · built 1988
Lot Size0.36 acres (15,682 sqft)
Owner2 Trust Names on File
Tax Bill$4,596 (2025)
Deeds & MortgagesMay 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN922-302-005

Property Details

APN / Parcel Number

Primary APN922-302-005

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,602 sqft Living Area
Gross Area3,365 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Construction TypeWood
Roof MaterialTile
Lot Area15,682 sqft (0.36 acres)
Garage TypeAttached
Garage Area668 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address45881 CLASSIC WAY
CityTEMECULA
StateCA
Zip92592-6034
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description.36 ACRES NET IN LOT 42 MB 135/091 TR 13060-7
Legal Tract13060-7
Legal Lot Number42
JurisdictionRIVERSIDE CA
Township / Civil DivisionMURRIETA
Census Block Group3
Census Block3008
Census Tract43254

Owner

45881 Classic Way is owner-occupied and held in a trust since December 2011.

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Trust Names on File
Mailing Address45881 CLASSIC WAY, TEMECULA, CA 92592-6034
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateDec 27, 2011
Transfer Doc0000000259
Record UpdatedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address45881 CLASSIC WAY, TEMECULA, CA 92592-6034
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000209592
DateMay 18, 2020
Instrument2020-0209592
Lender
NameBANK OF AMERICA NA
TypeBank
AddressTAMPA, FL 33634
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 45881 Classic Way was $4,596 with a homeowner's exemption.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyRiverside County
MunicipalityTemecula City
Unified School DistrictTemecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$390,538 (+2%) Land $86,655 Building $303,883
2025$4,596.00 Homeowner's exemption$382,881 Land $84,956 Building $297,925
2023$4,486.00 (+2.42%) Homeowner's exemption$368,015 Land $81,658 Building $286,357
2022$4,380.00
2021$647,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45881 Classic Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45881 Classic Way is high, ranking above 84% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 84% of the US · above 64% of California
Wildfire Likelihood0.8% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRANCHO CALIFORNIA WATER DISTRICT
serves 146,147 people · EPA ID CA3310038
Water SourcePurchased surface water from several systems
Last State InspectionDec 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
Accel Wireless
Fixed Wireless
100 / 25

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