45875 Cabin Br Dr, Sterling, VA 20164 Property Records

Loudoun County property record for 45875 Cabin Br Dr, Sterling, VA 20164

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,873 sqft · built 1988
Lot Size	0.26 acres (11,325 sqft)
Owner	2 Individual Names on File
Last Sale	$490,000 (Apr 2013)
Tax Bill	$5,937 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`031-29-9007-000`

Property Details

APN / Parcel Number

Primary APN	`031-29-9007-000`
Alternative APN	`81 K 1 20`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	2,873 sqft Living Area
1st Floor Area	1,073 sqft
Basement Area	645 sqft
Finished Basement	645 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1995
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,325 sqft (0.26 acres)
Garage Type	Attached
Garage Area	460 sqft
Porch	Open Porch
Porch Area	306 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	45875 CABIN BRANCH DR
City	STERLING
State	VA
Zip	20164-4629
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	CABIN BRANCH FOREST L.20 200706210046846
Legal Subdivision	CABIN BRANCH FOREST
Legal Block	2
Legal Lot Number	20
Jurisdiction	LOUDOUN VA
Township / Civil Division	STERLING
Census Block Group	2
Census Block	2000
Census Tract	611502

Owner

Source: Loudoun County records · APN 031-29-9007-000

Assessment roll updated August 11, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	45875 CABIN BRANCH DR, STERLING, VA 20164-4629
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 30, 2013 · Amount on Record
Deed Sale	Apr 30, 2013 · Amount on Record
Prior Sale	Jun 21, 2007 · Amount on Record
Deed Document Number	201335475
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Recording Date	Jul 07, 2026
Property Address	45875 CABIN BRANCH DR, STERLING, VA 20164-4629
Document Number	0000034769
Instrument Date	Jun 26, 2026
Instrument	202634769
Transaction Type	Mortgage
Record Updated	Jul 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45875 CABIN BRANCH DR, STERLING, VA 20164-4629

Mortgage

Document Number	0000034769,
Date	Jul 07, 2026
Instrument	202634769

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jul 01, 2066

Interest

Rate	7%
Max Rate	-1%

Tax Assessment & Valuation

Source: Loudoun County records · Assessment roll updated August 11, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,937.00 (+3.54%)	$737,550 (+12.53%) Land $260,300 Building $477,250	$737,550 (+12.53%) Land $260,300 Building $477,250
2023	$5,734.00	$655,420 Land $240,300 Building $415,120	$655,420 Land $240,300 Building $415,120

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Loudoun County (51107C), as of June 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511076115022, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2014–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2020 · tidal / storm surge

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile USA.

Based on FCC filings for 209 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system VA6107350, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.