45874 Corte Carmello, Temecula, CA 92592 Property Records

Riverside County property record for 45874 Corte Carmello, Temecula, CA 92592

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,134 sqft · built 1999
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Company Names on Record
Last Sale	$530,000 (Jan 2015)
Tax Bill	$7,168 (2025)
Deeds & Mortgages	Aug 2023 Transfer Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`962-231-023`

Property Details

APN / Parcel Number

Primary APN	`962-231-023`
Alternative APN	`962231002`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,134 sqft Living Area
Gross Area	3,745 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2000
Construction Type	Wood
Roof Material	Tile
Lot Area	7,841 sqft (0.18 acres)
View / Lot	Golf Course
Garage Type	Attached
Garage Area	536 sqft
Parking Spaces	2 Parking Spaces
Putting Green	Putting Green

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	45874 CORTE CARMELLO
City	TEMECULA
State	CA
Zip	92592-1279
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	.18 ACRES M/L IN LOT 34 MB 264/063 TR 23064-3 AND POR PAR 8 PM 164/005 PM 24387
Legal Subdivision	TRACT NO 23064 3
Legal Tract	23064-3
Legal Lot Number	34
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	2
Census Block	2026
Census Tract	43252

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	45874 CORTE CARMELLO, TEMECULA, CA 92592-1279
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2023	Intrafamily Transfer, Transfer
Apr 19, 2021	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Jun 10, 2020	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Jun 6, 2018	Deed of Trust, Mortgage · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2015 · Amount on Record
Deed Sale	Jan 30, 2015 · Amount on Record
Prior Sale	Mar 3, 2014 · Amount on Record
Deed Document Number	201538797
Last Transfer Date	Aug 29, 2023
Transfer Doc	0000258243
Record Updated	Oct 29, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Aug 31, 2023
Property Address	45874 CORTE CARMELLO, TEMECULA, CA 92592-1279
Document Number	0000258243
Map Reference	MB 264 PG 63-73
Instrument Date	Aug 29, 2023
Instrument	2023-0258243
Transaction Type	Transfer
Record Updated	Sep 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45874 CORTE CARMELLO, TEMECULA, CA 92592-1279

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45874 CORTE CARMELLO, TEMECULA, CA 92592-1279
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	NAVY FEDERAL TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45874 CORTE CARMELLO, TEMECULA, CA 92592-1279

Mortgage

Document Number	0000240699
Date	Apr 19, 2021
Instrument	2021-0240699

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45874 CORTE CARMELLO, TEMECULA, CA 92592-1279
Document Number	0000251183
Instrument Date	Jun 10, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	45874 CORTE CARMELLO TEMECULA CA 925921279, TEMECULA, CA 92592-1279

Mortgage

Document Number	0000251183
Date	Jun 12, 2020
Instrument	251183

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2050

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45874 CORTE CARMELLO, TEMECULA, CA 92592-1279
Document Number	0000236652
Instrument Date	Jun 6, 2018
Transaction Type	Mortgage
Record Updated	Jun 19, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	45874 CORTE CARMELLO TEMECULA CA 925921279, TEMECULA, CA 92592-1279

Mortgage

Document Number	0000236652
Date	Jun 12, 2018
Instrument	236652

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2048

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Temecula City
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$649,706 (+2%) Land $153,230 Building $496,476
2025	$7,168.00 (+1.33%) Veteran's exemption	$636,968 (+4.04%) Land $150,226 Building $486,742
2024	$7,074.00 (+0.33%)
2023	$7,051.00 (+1.03%) Disabled Person's exemption Veteran's exemption	$612,237 Land $144,394 Building $467,843
2022	$6,979.00
2021			$726,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 40% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Accel Wireless Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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