San Bernardino County property record for 45870 Vale Dr, Big Bear City, CA 92314
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,125 sqft · built 1986 |
| Lot Size | 0.503 acres (21,920 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $380,000 (Mar 2021) |
| Tax Bill | $4,307 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Mar 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone D (undetermined) |
| APN | 0314-151-23-0000 |
| Primary APN | 0314-151-23-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,125 sqft Living Area |
| Gross Area | 1,605 sqft |
| 1st Floor Area | 1,125 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Chalet/Alpine |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 21,920 sqft (0.503 acres) |
| Lot Dimensions | 137 ft deep x 160 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio/Porch |
| Porch Area | 259 sqft |
| Patio Area | 259 sqft |
| Cooling System | None |
|---|---|
| Heating System | Floor/Wall Furnace |
| Sewer | Connected |
| Water Source | Well |
| Street Address | 45870 VALE DR |
|---|---|
| City | BIG BEAR CITY |
| State | CA |
| Zip | 92314-9695 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BVRS |
| Legal Description | EDGERTON TR NO 3 LOTS 30 31 32 AND 33***COMBO REQUEST*** |
| Legal Subdivision | EDGERTON |
| Legal Tract | 3 |
| Legal Block | 3 |
| Legal Lot Number | 30,31 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | BIG BEAR |
| Census Block Group | 3 |
| Census Block | 3038 |
| Census Tract | 11404 |
45870 Vale Dr is owned and occupied by two individuals who bought it in March 2021.
Source: San Bernardino County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 783, BIG BEAR LAKE, CA 92315-0783 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 26, 2021 | Deed of Trust, Mortgage · Commercial Mortgage FRANKLIN LOAN CENTER |
| Mar 26, 2021 | Grant Deed, Transfer · FHA Mortgage FRANKLIN LOAN CENTER |
| Jun 16, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 26, 2021 · Amount on File |
| Deed Sale | Mar 26, 2021 · Amount on File |
| Prior Sale | Oct 23, 2014 · Amount on File |
| Deed Document Number | 2021139641 |
| Prior Transfer Date | May 18, 2017 |
| Prior Transfer Doc | 0000246723 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 45870 VALE DR, BIG BEAR CITY, CA 92314-9695 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Name | Verified Name |
|---|---|
| Address | 45870 VALE DR, BIG BEAR CITY, CA 92314-9695 |
| Document Number | 0000139644 |
|---|---|
| Date | Mar 26, 2021 |
| Instrument | 2021-0139644 |
| Name | FRANKLIN LOAN CENTER |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Mar 26, 2021 |
| Property Address | 45870 VALE DR, BIG BEAR CITY, CA 92314-9695 |
| Document Number | 0000139641 |
| Map Reference | MB 23 PG 68&69 |
| Instrument Date | Feb 19, 2021 |
| Instrument | 2021-0139641 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | PO BOX 783, BIG BEAR LAKE, CA 92315-0783 |
| Document Number | 0000139642 |
|---|---|
| Date | Mar 26, 2021 |
| Instrument | 2021-0139642 |
| Name | FRANKLIN LOAN CENTER |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Number | 0000139643 |
|---|---|
| Date | Mar 26, 2021 |
| Instrument | 2021-0139643 |
| Name | FRANKLIN LOAN CENTER |
|---|---|
| Type | Mortgage Company |
| Address | PALM DESERT, CA 92260 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Jun 16, 2017 |
| Property Address | 45870 VALE DR, BIG BEAR CITY, CA 92314-9695 |
| Document Number | 0000246723 |
| Map Reference | MB23 PG68&69 |
| Instrument Date | May 18, 2017 |
| Instrument | 2017-0246723 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | STEWART TITLE OF CA INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | PO BOX 2357, BIG BEAR CITY, CA 92314-2357 |
| Document Number | 0000246724 |
|---|---|
| Date | Jun 16, 2017 |
| Instrument | 2017-0246724 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2032 |
The 2025 property tax bill for 45870 Vale Dr was $4,307 with a homeowner's exemption.
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Unified School District | Bear Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $387,100 (-5.89%) Land $77,400 Building $309,700 | |
| 2025 | $4,307.00 Homeowner's exemption | $411,324 Land $82,264 Building $329,060 |
| 2023 | $4,371.00 (+2.03%) Homeowner's exemption | $395,352 Land $79,070 Building $316,282 |
| 2022 | $4,284.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 45870 Vale Dr in Zone D, where flood risk has not been studied, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45870 Vale Dr is high, ranking above 73% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · above 49% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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