Roanoke County property record for 4587 Summerset Dr, Roanoke, VA 24018
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,770 sqft · built 1986 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $214,000 (Oct 2014) |
| Tax Bill | $3,370 (2026) |
| Deeds & Mortgages | Oct 2025 Mortgage Mar 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 097.07-04-28 |
| Primary APN | 097.07-04-28 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,770 sqft Finished Area |
| Gross Area | 2,406 sqft |
| 1st Floor Area | 1,050 sqft |
| Basement Area | 960 sqft |
| Finished Basement | 720 sqft |
| Unfinished Basement | 240 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Split Foyer |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 28 sqft |
| Deck Area | 260 sqft |
| Patio Area | 108 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 000043948 |
|---|---|
| Street Address | 4587 SUMMERSET DR |
| City | ROANOKE |
| State | VA |
| Zip | 24018-9085 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 7 BLK 2 SEC 1 BRANDERWOOD |
| Legal Subdivision | BRANDERWOOD |
| Legal Block | 2 |
| Legal Lot Number | 7 |
| Jurisdiction | ROANOKE VA |
| Township / Civil Division | CAVE SPRING |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 30900 |
4587 Summerset Dr is owned and occupied by an individual who bought it in October 2014.
Source: Roanoke County records, as of August 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4587 SUMMERSET DR, ROANOKE, VA 24018-9085 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 31, 2025 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 7, 2017 | Loan Modification, Mortgage · Conventional with PMI PENNYMAC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 24, 2014 · Amount on File |
| Deed Sale | Oct 24, 2014 · Amount on File |
| Prior Sale | Jul 26, 2013 · Amount on File |
| Deed Document Number | 20149728 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROANOKE VA |
| Property Address | 4587 SUMMERSET DR, ROANOKE, VA 24018-9085 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4587 SUMMERSET DR, ROANOKE, VA 24018-9085 |
| Document Number | 0000009259 |
|---|---|
| Date | Oct 31, 2025 |
| Instrument | 202509259 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ROANOKE VA |
| Property Address | 4587 SUMMERSET DR, ROANOKE, VA 24018-9085 |
| Document Number | 0000004781 |
| Instrument Date | Mar 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 4578 SUMMERSET DR ROANOKE VA 24018, ROANOKE, VA 24018 |
| Document Number | 0000004781 |
|---|---|
| Date | May 10, 2017 |
| Instrument | 4781 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 324 Months |
| Due | May 9, 2044 |
| Rate | 4.25% |
|---|
The 2026 property tax bill for 4587 Summerset Dr was $3,370.
Source: Roanoke County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Roanoke County |
| Unified School District | Roanoke County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,370.00 | $327,200 Land $60,000 Building $267,200 | $327,200 Land $60,000 Building $267,200 |
| 2023 | $2,813.00 | $265,400 Land $54,000 Building $211,400 | $265,400 Land $54,000 Building $211,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4587 Summerset Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2000.
Source: FEMA National Flood Hazard Layer, effective December 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2000) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2000 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4587 Summerset Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 60% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERN VIRGINIA WATER AUTHORITY serves 182,700 people · EPA ID VA2770900 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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