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4587 Reflections Dr, Sterling Heights, MI 48314 Property Records

Macomb County property record for 4587 Reflections Dr, Sterling Heights, MI 48314

Property Summary

Property TypeCondominium
Details3 bd · 3 ba · 1,827 sqft · built 1995
Lot Size10.2 acres (446,872 sqft)
Owner2 Individual Names on Record
Last Sale$359,500 (May 2022)
Tax Bill$6,248 (2025)
Deeds & MortgagesMay 2022 Sale & Mortgage
Jan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN10-10-05-356-039

Property Details

APN / Parcel Number

Primary APN10-10-05-356-039
Alternative APN
  • 1005356039

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,827 sqft Living Area
1st Floor Area1,451 sqft
Basement Area1,451 sqft
Unfinished Basement1,451 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleCondo/Apartment
Construction TypeBrick
Lot Area446,872 sqft (10.2 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address4587 REFLECTIONS DR
CitySTERLING HEIGHTS
StateMI
Zip48314-1944
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR-100
Legal DescriptionREFLECTIONS AT VINEYARDS CONDO, MCCP NO 485, UNIT 39
Legal SubdivisionREFLECTIONS AT VINEYARDS
Legal Unit39
JurisdictionMACOMB MI
Township / Civil DivisionSTERLING HEIGHTS
Census Block Group1
Census Block1010
Census Tract230603

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address4587 REFLECTIONS DR, STERLING HEIGHTS, MI 48314-1944
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 19, 2022Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Jan 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 19, 2022 · Amount on Record
Deed SaleMay 19, 2022 · Amount on Record
Prior SaleSep 15, 2014 · Amount on Record
Deed Document Number202266954
Deed Book / Page28620 / 297
Record UpdatedOct 29, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateMay 19, 2022
Property Address4587 REFLECTIONS DR, STERLING HEIGHTS, MI 48314-1944
Document Number2200066954
Book / Page28620 / 297
Map ReferenceLB 6580 PG 186-239
Instrument DateMay 16, 2022
Instrument202200066954
Transaction TypeTransfer
Record UpdatedJun 7, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,696.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4587 REFLECTIONS DR # 39, 4587, STERLING HEIGHTS, MI 48314-1944

Transferred To (Grantee/Buyer)

NameVerified Name
Address2282 GOLFVIEW DR APT 105, 105, TROY, MI 48084-3849

Mortgage

Document Number2200066628
DateMay 19, 2022
Instrument202200066628
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address4587 REFLECTIONS DR, STERLING HEIGHTS, MI 48314-1944
Transaction TypeMortgage
Record UpdatedFeb 10, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4587 REFLECTIONS DR, STERLING HEIGHTS, MI 48314-1944

Mortgage

Document Number0000113068
DateJan 26, 2021
Book Page27364/469
Instrument2113068
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term357 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
MunicipalitySterling Heights City
Unified School DistrictUtica Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$179,300 (+22.14%)$358,600 (+22.14%)
2025$6,248.00 (+26.09%)
2023$146,800$293,600
2022$4,955.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF STERLING HEIGHTS
serves 127,000 people · EPA ID MI0006385
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionJan 2022
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

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