Santa Rosa County property record for 4587 Red Oak Dr, Milton, FL 32583
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,184 sqft · built 2023 |
| Lot Size | 0.516 acres (22,477 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $390,000 (Nov 2023) |
| Tax Bill | $3,463 (2024) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage Jan 2023 Sale & Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-1N-27-3253-00D00-0320 |
| Primary APN | 07-1N-27-3253-00D00-0320 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,184 sqft Living Area |
| Gross Area | 3,143 sqft |
| 1st Floor Area | 2,184 sqft |
| Flooring | Wood |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Material | Wood Shingle |
| Lot Area | 22,477 sqft (0.516 acres) |
| Lot Dimensions | 300 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 696 sqft |
| Porch | Finished/Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4587 RED OAK DR |
|---|---|
| City | MILTON |
| State | FL |
| Zip | 32583-5366 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR1 |
| Legal Description | PRESERVE (THE) LOT 32 BLK D (PB 11 PG 93-97) AS DES IN OR 4452 PG 226 |
| Legal Range | 27W |
| Legal Township | 1N |
| Legal Section | 07 |
| Legal Subdivision | PRESERVE (THE) |
| Legal Block | D |
| Legal Lot Number | 32 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | EAST MILTON |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 10809 |
Source: Santa Rosa County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4587 RED OAK DR, MILTON, FL 32583-5366 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 17, 2023 | Warranty Deed, Subdivision Related Transfer · VA Mortgage MORTGAGE ONE OF THE SOUTH INC |
| Jan 12, 2023 | Warranty Deed, Construction Loan · Construction Mortgage THE FIRST A NATIONAL BANKING ASSN |
| Jul 30, 2020 | Deed of Trust, Mortgage · Line of Credit MIDSOUTH BK |
| Aug 1, 2018 | Trustee's Deed, Transfer · Line of Credit BEACH CMNTY BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 17, 2023 · Amount on File |
| Deed Sale | Nov 17, 2023 · Amount on File |
| Prior Sale | Jan 12, 2023 · Amount on File |
| Deed Document Number | 202351756 |
| Deed Book / Page | 4452 / 226 |
| Prior Transfer Date | Jan 11, 2023 |
| Prior Transfer Doc | 0043590083 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Nov 17, 2023 |
| Property Address | 4587 RED OAK DR, MILTON, FL 32583-5366 |
| Document Number | 0044520226 |
| Book / Page | 4452 / 226 |
| Map Reference | MB 11 PG 93-97 |
| Instrument Date | Nov 15, 2023 |
| Instrument | 202351756 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 16, 2024 |
| Title Company | MEAD LAW AND TITLE, MEAD LAW & TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,730.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 105 AUBURN RD, FORT WALTON BEACH, FL 32547-2247 |
| Name | Verified Name |
|---|---|
| Address | 4587 RED OAK DR, MILTON, FL 32583-5366 |
| Document Number | 0004452228 |
|---|---|
| Date | Nov 17, 2023 |
| Instrument | 4452/228 |
| Name | MORTGAGE ONE OF THE SOUTH INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jan 12, 2023 |
| Property Address | 4587 RED OAK DR, MILTON, FL 32583-5366 |
| Document Number | 0043590083 |
| Book / Page | 4359 / 83 |
| Map Reference | MB 11 PG 93-97 |
| Instrument Date | Jan 11, 2023 |
| Instrument | 202301481 |
| Transaction Type | Construction Loan |
| Record Updated | Apr 16, 2024 |
| Title Company | MEAD LAW AND TITLE, MEAD LAW & TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $280.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 105 AUBURN RD, FORT WALTON BEACH, FL 32547-2247 |
| Name | Verified Name |
|---|---|
| Address | 105 AUBURN RD, FORT WALTON BEACH, FL 32547-2247 |
| Document Number | 0000435985 |
|---|---|
| Date | Jan 12, 2023 |
| Instrument | 4359/85 |
| Name | THE FIRST A NATIONAL BANKING ASSN |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 4587 RED OAK DR, MILTON, FL 32583 |
| Document Number | 0039871088 |
| Instrument Date | Jul 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 3, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | RED OAK DR MILTON FL 32583, MILTON, FL 32583 |
| Document Number | 0039871088 |
|---|---|
| Date | Jul 31, 2020 |
| Book Page | 003987/001088 |
| Instrument | 38617 |
| Name | MIDSOUTH BK |
|---|---|
| Type | Bank |
| Address | FORT WALTON BEACH, FL 32547 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Aug 1, 2018 |
| Property Address | 4587 RED OAK DR, MILTON, FL 32583 |
| Document Number | 0037530893 |
| Book / Page | 003753 / 000893 |
| Instrument Date | Jul 30, 2018 |
| Instrument | 32881 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $13,825.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 105 AUBURN RD FORT WALTON BEACH FL 325472247, FORT WALTON BEACH, FL 32547-2247 |
| Investor | Possibly a Property Investor |
| Document Number | 37530895 |
|---|---|
| Date | Aug 1, 2018 |
| Book Page | 003753/000895 |
| Instrument | 32882 |
| Name | BEACH CMNTY BK |
|---|---|
| Type | Bank |
| Address | 33 W GARDEN ST, PENSACOLA, FL 32502-5615 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $322,698 (-1.72%) Land $44,000 Building $278,698 | $322,698 (-1.72%) Land $44,000 Building $278,698 | |
| 2024 | $3,463.00 (+683.48%) Homeowner's exemption Disabled Person's exemption | $328,353 (+646.26%) Land $44,000 Building $284,353 | $328,353 (+646.26%) Land $44,000 Building $284,353 |
| 2023 | $442.00 (+16.32%) | $44,000 (-) Land $44,000 | $44,000 (-) Land $44,000 |
| 2022 | $380.00 | $44,000 | $44,000 Land $44,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 98 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 98 in force |
| Nearby Flood Claims | 236 (1978–2020) |
| Claims Outside the SFHA | 11 of 236 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 55% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
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