45861 Camino Rubi, Temecula, CA 92592 Property Records

Riverside County property record for 45861 Camino Rubi, Temecula, CA 92592

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 3,393 sqft · built 2007
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$905,000 (Jul 2026)
Tax Bill	$10,129 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Feb 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`962-354-002`

Property Details

APN / Parcel Number

Primary APN	`962-354-002`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,393 sqft Living Area
Gross Area	4,041 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2008
Construction Type	Wood
Roof Material	Tile
Lot Area	6,098 sqft (0.14 acres)
View / Lot	Golf Course
Garage Type	Attached
Garage Area	615 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	45861 CAMINO RUBI
City	TEMECULA
State	CA
Zip	92592-3388
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	.14 ACRES IN LOT 93 MB 316/099 TR 23064
Legal Subdivision	REDHAWK
Legal Tract	23064
Legal Lot Number	93
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	2
Census Block	2026
Census Tract	43252

Owner

Source: Riverside County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45861 CAMINO RUBI, TEMECULA, CA 92592-3388
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Grant Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE
Feb 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage GOODLEAP LLC
Aug 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC
Jan 27, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage SUMMIT FUNDING INC
Oct 22, 2020	Grant Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Oct 16, 2017	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS
Oct 16, 2017	Grant Deed, Transfer LANDWOOD TITLE COMPANY, LANDWOOD TITLE CO.

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2026 · Amount on Record
Deed Sale	Jul 23, 2026 · Amount on Record
Prior Sale	Oct 22, 2020 · Amount on Record
Deed Document Number	2026230594
Prior Transfer Date	Jan 21, 2021
Prior Transfer Doc	0000054618
Record Updated	Oct 29, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 23, 2026
Property Address	45861 CAMINO RUBI, TEMECULA, CA 92592-3388
Document Number	0000230594
Instrument Date	Jun 24, 2026
Instrument	2026230594
Transaction Type	Transfer
Record Updated	Aug 4, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$100,545.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45861 CAMINO RUBI, TEMECULA, CA 92592-3388
Investor	Possibly a Property Investor

Mortgage

Document Number	0000230595,
Date	Jul 23, 2026
Instrument	2026230595

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45861 CAMINO RUBI, TEMECULA, CA 92592-3388
Transaction Type	Mortgage
Record Updated	Mar 11, 2022
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45861 CAMINO RUBI, TEMECULA, CA 92592-3388

Mortgage

Document Number	0000093702
Date	Feb 24, 2022
Instrument	2022-0093702

Lender

Name	GOODLEAP LLC
Type	Non-Lending Institution
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45861 CAMINO RUBI, TEMECULA, CA 92592-3388
Transaction Type	Mortgage
Record Updated	Sep 1, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45861 CAMINO RUBI, TEMECULA, CA 92592-3388

Mortgage

Document Number	0000499946
Date	Aug 20, 2021
Instrument	2021-0499946

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 27, 2021
Property Address	45861 CAMINO RUBI, TEMECULA, CA 92592-3388
Document Number	0000054618
Map Reference	MB 316 PG 99-108
Instrument Date	Jan 21, 2021
Instrument	2021-0054618
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	TIMIOS TITLE A CA CORP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	45861 CAMINO RUBI, TEMECULA, CA 92592-3388

Mortgage

Document Number	0000054619
Date	Jan 27, 2021
Instrument	2021-0054619

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 22, 2020
Property Address	45861 CAMINO RUBI, TEMECULA, CA 92592-3388
Document Number	0000510415
Map Reference	MB 316 PG 99-108
Instrument Date	Oct 2, 2020
Instrument	2020-0510415
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	FIRST AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	45861 CAMINO RUBI, TEMECULA, CA 92592-3388
Investor	Possibly a Property Investor

Mortgage

Document Number	0000510416
Date	Oct 22, 2020
Instrument	2020-0510416

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 16, 2017
Property Address	45861 CAMINO RUBI, TEMECULA, CA 92592-3388
Document Number	0000428924
Instrument Date	Sep 15, 2017
Instrument	428924
Transaction Type	Transfer
Record Updated	Oct 25, 2017
Title Company	LANDWOOD TITLE COMPANY, LANDWOOD TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	45861 CAMINO RUBI TEMECULA CA 925923388, TEMECULA, CA 92592-3388

Mortgage

Document Number	428925
Date	Oct 16, 2017
Instrument	428925

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2047

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 16, 2017
Property Address	45861 CAMINO RUBI, TEMECULA, CA 92592-3388
Document Number	0000428923
Instrument Date	Aug 25, 2017
Instrument	428923
Transaction Type	Transfer
Record Updated	Oct 25, 2017
Title Company	LANDWOOD TITLE COMPANY, LANDWOOD TITLE CO.

Transaction

Amount	Amount Recorded
Tax	$610.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	45861 CAMINO RUBI TEMECULA CA 925923388, TEMECULA, CA 92592-3388

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Temecula City
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$761,814 (+2%) Land $165,611 Building $596,203
2025	$10,129.00 (+2.68%)	$746,877 (+4.04%) Land $162,364 Building $584,513
2023	$9,865.00 (+2.18%)	$717,876 Land $156,060 Building $561,816
2022	$9,655.00
2021			$751,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 49% of California
Wildfire Likelihood	0.4% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Accel Wireless Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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