4586 Onaway Rd, Indian River, MI 49749 Property Records

Cheboygan County property record for 4586 Onaway Rd, Indian River, MI 49749

Property Summary

Property Type	Single Family Home
Lot Size	0.76 acres (33,106 sqft)
Owner	Individual Name on Record
Tax Bill	$1,212 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Jun 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`172-I09-000-014-00`

Property Details

APN / Parcel Number

Primary APN	`172-I09-000-014-00`

Exterior

Lot Area	33,106 sqft (0.76 acres)

Location & Zoning

Street Address	4586 ONAWAY RD
City	INDIAN RIVER
State	MI
Zip	49749-9228
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT OF INDIAN VILLAGE PARK, LOT 14 & W 12FT OF LOT 13 (SEC 20, T35N,R2W) 692/455;1402/527;1415/192;1508/640
Legal Range	02W
Legal Township	014
Legal Section	20
Legal Subdivision	INDIAN VILLAGE PARK
Legal Lot Number	13-14
Jurisdiction	CHEBOYGAN MI
Township / Civil Division	KOEHLER
Census Block Group	3
Census Block	3056
Census Tract	960500

Owner

Source: Cheboygan County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4586 ONAWAY RD, INDIAN RIVER, MI 49749-9228
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2023	Deed of Trust, Mortgage · Conventional Mortgage AWAKON FEDERAL CREDIT UNION
Jun 1, 2023	Warranty Deed, Transfer
Jan 2, 2020	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2023
Deed Sale	Jun 1, 2023
Prior Sale	Jan 2, 2020 · Amount on Record
Deed Book / Page	1508 / 640
Prior Transfer Date	Dec 27, 2019
Prior Transfer Doc	1402/527
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	4586 ONAWAY RD, INDIAN RIVER, MI 49749-9228
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4586 ONAWAY RD, INDIAN RIVER, MI 49749-9228

Mortgage

Document Number	0000001508/0000000641
Date	Jun 1, 2023
Book Page	0000001508/0000000641

Lender

Name	AWAKON FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.75%
Type Change Date	Jun 1, 2020

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Jun 1, 2023
Property Address	4586 ONAWAY RD, INDIAN RIVER, MI 49749-9228
Document Number	001508/640
Book / Page	1508 / 640
Instrument Date	May 25, 2023
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4586 ONAWAY RD, INDIAN RIVER, MI 49749-9228

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Jan 2, 2020
Property Address	4586 ONAWAY RD, INDIAN RIVER, MI 49749-9228
Document Number	1402/527
Book / Page	1402 / 527
Instrument Date	Dec 27, 2019
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3584 NORTHVIEW DR, WOLVERINE, MI 49799-9699

Tax Assessment & Valuation

Source: Cheboygan County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cheboygan County
County Subdivision	Koehler Township
Unified School District	Inland Lakes Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$107,300 (+60.87%)	$214,600 (+60.87%)
2025	$1,212.00 (+6.69%)
2023		$66,700	$133,400
2022	$1,136.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Presque Isle Connect Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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