45859 Co Rd 13, Saint Peter, MN 56082 Property Records

Nicollet County property record for 45859 Co Rd 13, Saint Peter, MN 56082

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 1,971 sqft · built 2003
Lot Size15.7 acres (686,506 sqft)
OwnerIndividual Name on File
Tax Bill$7,820 (2026)
Deeds & MortgagesMay 2023 Line of Credit
Oct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN10.133.1100

Property Details

APN / Parcel Number

Primary APN10.133.1100

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories1 Story
Building Area1,971 sqft Living Area
1st Floor Area648 sqft
Basement Area1,426 sqft
Finished Basement1,355 sqft
Unfinished Basement71 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialComposition/Composite
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area686,506 sqft (15.7 acres)
Garage TypeAttached
Garage Area662 sqft
DrivewayDriveway
Parking Spaces2 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address45859 COUNTY ROAD 13
CitySAINT PETER
StateMN
Zip56082-5017
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEG 909.53' E &; 184.7' NW OF SW COR OF SW 1/4 OF SE 1/4, 332.72' NW, 297.81' NW, 560.82' NW, 759.60' E, 1013.31' S AND 47
Legal Range27
Legal Township110
Legal Section33
JurisdictionNICOLLET MN
Township / Civil DivisionOSHAWA
Census Block Group2
Census Block2009
Census Tract480200

Owner

Source: Nicollet County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address45859 COUNTY ROAD 13, SAINT PETER, MN 56082-5017
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 10, 2023Deed of Trust, Mortgage · Line of Credit
HOME TOWN BANK
Oct 12, 2021Deed of Trust, Mortgage · Commercial Mortgage
HOME TOWN BANK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNICOLLET MN
Property Address45859 COUNTY ROAD 13, SAINT PETER, MN 56082-5017
Transaction TypeMortgage
Record UpdatedJun 28, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000346827
DateMay 10, 2023
Instrument346827
Lender
NameHOME TOWN BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term60 Months
DueMay 15, 2028

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNICOLLET MN
Property Address45859 COUNTY ROAD 13, SAINT PETER, MN 56082-5017
Transaction TypeMortgage
Record UpdatedNov 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number339970
DateOct 12, 2021
Instrument339970
Lender
NameHOME TOWN BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term60 Months
DueSep 22, 2026
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Nicollet County assessment roll, as of July 10, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyNicollet County
County SubdivisionOshawa Township
Unified School DistrictSt. Peter Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,820.00 Homeowner's exemption$681,100 (+5.14%) Land $150,100 Building $531,000$681,100 (+5.14%) Land $150,100 Building $531,000
2025$7,820.00 (+35.58%)
2023$5,768.00 Homeowner's exemption$647,800 Land $140,100 Building $507,700$647,800 Land $140,100 Building $507,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims4 (2010–2024)
Most Recent ClaimJun 2024 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
GigFire
Fixed Wireless
150 / 130
Nuvera Communications
Fixed Wireless
100 / 20

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