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4585 Temple Lakes Dr, Jacksonville, FL 32257 Property Records

Duval County property record for 4585 Temple Lakes Dr, Jacksonville, FL 32257

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,296 sqft · built 2013
Lot Size0.181 acres (7,880 sqft)
OwnerIndividual Name on Record
Last Sale$260,000 (Jan 2014)
Tax Bill$4,333 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Dec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN155676-0220

Property Details

APN / Parcel Number

Primary APN155676-0220

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,296 sqft Living Area
Gross Area3,086 sqft
1st Floor Area2,296 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Exterior MaterialCombination
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,880 sqft (0.181 acres)
Garage TypeAttached
Garage Area483 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area307 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address4585 TEMPLE LAKES DR
CityJACKSONVILLE
StateFL
Zip32257-7816
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description64-115 04-4S-27E .18 BENTON LAKES LOT 37
Legal Range27E
Legal Township04S
Legal Section04
Legal SubdivisionBENTON LAKES
Legal Lot Number37
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE EAST
Census Block Group1
Census Block1003
Census Tract16730

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4585 TEMPLE LAKES DR, JACKSONVILLE, FL 32257-7816
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 15, 2026Deed of Trust, Mortgage · Line of Credit
COMMUNITY FIRST CREDIT UNION OF FLORIDA
Dec 28, 2020Deed of Trust, Mortgage · VA Mortgage
TRIDENT HOME LOANS LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 6, 2014 · Amount on Record
Deed SaleJan 6, 2014 · Amount on Record
Prior SaleJun 18, 2013 · Amount on Record
Deed Document Number20142388
Deed Book / Page16651 / 473
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Recording DateMay 15, 2026
Property Address4585 TEMPLE LAKES DR, JACKSONVILLE, FL 32257-7816
Document Number0219071593
Book / Page21907 / 1593
Instrument DateMay 15, 2026
Instrument2026113839
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address4585 TEMPLE LAKES DR, JACKSONVILLE, FL 32257-7816

Mortgage

Document Number0000113839,
DateMay 15, 2026
Book Page21907/1593
Instrument2026113839
Lender
NameCOMMUNITY FIRST CREDIT UNION OF FLORIDA
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 28, 2056
Interest
Rate6.3%
Max Rate-1%

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address4585 TEMPLE LAKES DR, JACKSONVILLE, FL 32257-7816
Transaction TypeMortgage
Record UpdatedJul 28, 2022
Title CompanyEMERALD COAST TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address6047 DUNRIDGE DR, PACE, FL 32571-7629

Mortgage

Document Number0195110678
DateDec 28, 2020
Book Page19511/678
Instrument2020288130
Lender
NameTRIDENT HOME LOANS LLC
TypeNon-Lending Institution
AddressPENSACOLA, FL 32501
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityJacksonville City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$271,258 (+2.7%)$445,994 (+7.55%) Land $150,000 Building $295,994
2025$4,333.00 (+6.67%) Homeowner's exemption$264,127 (+5.99%)$414,679 (+6.12%) Land $150,000 Building $264,679
2024$4,062.00 (+2.86%)
2023$3,949.00 (+9.18%) Homeowner's exemption$249,208 (+3%)$390,755 (+14.15%) Land $135,000 Building $255,755
2022$3,617.00 Homeowner's exemption$241,950$342,314 Land $70,000 Building $272,314

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 39 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies39 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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