Swain County property record for 4585 Laurel Branch Rd, Bryson City, NC 28713
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,916 sqft · built 2004 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $831 (2026) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 665302780713 |
| Primary APN | 665302780713 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,916 sqft Total Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,216 sqft (0.51 acres) |
| Cooling System | None |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 504905 |
|---|---|
| Street Address | 4585 LAUREL BRANCH RD |
| City | BRYSON CITY |
| State | NC |
| Zip | 28713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 20-OR-LAUREL BRANCH |
| Legal Subdivision | LAUREL BRANCH |
| Jurisdiction | SWAIN NC |
| Township / Civil Division | NANTAHALA |
| Census Block Group | 1 |
| Census Block | 1061 |
| Census Tract | 960301 |
4585 Laurel Branch Rd is owned by an individual who acquired it in January 2015.
Source: Swain County records, as of July 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 2392, BRYSON CITY, NC 28713-2392 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 30, 2015 |
| Transfer Doc | 433/1000 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SWAIN NC |
| Property Address | 4585 LAUREL BRANCH RD, BRYSON CITY, NC 28713 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 482/595 |
|---|---|
| Date | Sep 22, 2020 |
| Book Page | 482/595 |
| Instrument | 1781 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Oct 1, 2025 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 5.37% |
| Index | 5-Year CMT |
| Max Rate | 9.37% |
The 2026 property tax bill for 4585 Laurel Branch Rd was $831, down 0.1% from the year before.
Source: Swain County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Swain County |
| Unified School District | Swain County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $831.00 (-0.12%) | $163,680 (-) Land $17,750 Building $145,930 | |
| 2025 | $832.00 | $163,680 Land $17,750 Building $145,930 | $163,680 Land $17,750 Building $145,930 |
| 2023 | $704.00 Additional exemption filed | $163,680 Land $17,750 Building $145,930 | $163,680 Land $17,750 Building $145,930 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4585 Laurel Branch Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4585 Laurel Branch Rd is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 87% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
| BalsamWest FiberNET Fixed Wireless | 10 / 1 |
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