4585 Hedgemore Ct NW, Concord, NC 28027 Property Records

Cabarrus County property record for 4585 Hedgemore Ct NW, Concord, NC 28027

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,959 sqft · built 2005
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Tax Bill	$4,587 (2023)
Deeds & Mortgages	Aug 2026 Line of Credit May 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5509 73 3155`

Property Details

APN / Parcel Number

Primary APN	`5509 73 3155`
Alternative APNs	`02036 0045.100000` `157518` `163245` `2851`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,959 sqft Living Area
Gross Area	4,169 sqft
1st Floor Area	1,726 sqft
Upper Floors Area	1,233 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Lot Width	339 ft Width
Garage Type	Mixed
Garage Area	693 sqft
Driveway	Concrete Driveway
Driveway Area	2,290 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	517 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	163245
Street Address	4585 HEDGEMORE CT NW
City	CONCORD
State	NC
Zip	28027-9410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-2
Legal Description	NORTH SIDE HEDGEMORE RD
Legal Subdivision	ROBERTA MILLS
Jurisdiction	CABARRUS NC
Township / Civil Division	2, POPLAR TENT
Census Block Group	4
Census Block	4003
Census Tract	42603

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4585 HEDGEMORE CT NW, CONCORD, NC 28027-9410
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CREDIT UNION
May 30, 2023	Quit Claim Deed, Transfer Quitclaim
Aug 29, 2022	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 1987
Deed Sale	Nov 12, 1987
Deed Book / Page	643 / 259
Last Transfer Date	May 22, 2023
Transfer Doc	0016506231
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Recording Date	Aug 3, 2026
Property Address	4585 HEDGEMORE CT NW, CONCORD, NC 28027-9410
Document Number	0000018378
Book / Page	18110 / 241
Instrument Date	Jul 28, 2026
Instrument	202618378
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018378,
Date	Aug 3, 2026
Book Page	18110/241
Instrument	202618378

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.43%
Max Rate	-1%

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CABARRUS NC
Recording Date	May 30, 2023
Property Address	4585 HEDGEMORE CT NW, CONCORD, NC 28027-9410
Document Number	0016506231
Book / Page	16506 / 231
Map Reference	MB 46 PG 96
Instrument Date	May 22, 2023
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4585 HEDGEMORE CT NW, CONCORD, NC 28027-9410

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Aug 29, 2022
Property Address	4585 HEDGEMORE CT NW, CONCORD, NC 28027-9410
Document Number	0016178297
Book / Page	16178 / 297
Map Reference	MB 46 PG 96
Instrument Date	Jul 13, 2022
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4585 HEDGEMORE CT NW, CONCORD, NC 28027-9410

Mortgage

Document Number	0161780301
Date	Aug 29, 2022
Instrument	16178-0301

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2027
Min Rate At Change	2.75%
Max Rate At Change	5.75%
Index	10-Year CMTI
Max Rate	9.75%

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$590,630 (-) Land $105,300 Building $485,330
2025		$590,630 (+57.1%) Land $105,300 Building $485,330
2024			$590,630 (+57.1%) Land $105,300 Building $485,330
2023	$4,587.00	$375,960 Land $81,900 Building $294,060	$375,960 Land $81,900 Building $294,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Google Fiber, T-Mobile, Windstream.

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