1. Home
  2. Missouri
  3. St. Charles County
  4. Saint Charles
  5. Gregory Gerard Dr

4585 Gregory Gerard Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 4585 Gregory Gerard Dr, Saint Charles, MO 63304

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,835 sqft · built 1986
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on Record
Last Sale$298,125 (Sep 2022)
Tax Bill$3,397 (2025)
Deeds & MortgagesSep 2022 Mortgage
Flood ZoneZone X (minimal risk)
APNA870001994

Property Details

APN / Parcel Number

Primary APNA870001994
Alternative APN
  • 3-0036-6066-00-0071.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area1,835 sqft Living Area
Gross Area2,774 sqft
1st Floor Area1,172 sqft
Basement Area1,088 sqft
Finished Basement663 sqft
Unfinished Basement425 sqft

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,970 sqft (0.16 acres)
Garage TypeAttached
Garage Area514 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area30 sqft
Deck AreaDeck Area
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA870001994
Street Address4585 GREGORY GERARD DR
CitySAINT CHARLES
StateMO
Zip63304-3449
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMEADOWRIDGE HILLS LOT 71
Legal SubdivisionMEADOWRIDGE HILLS
Legal Lot Number71
JurisdictionST CHARLES MO
Township / Civil DivisionCOTTLEVILLE
Census Block Group1
Census Block1020
Census Tract311122

Owner

Source: St. Charles County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4585 GREGORY GERARD DR, SAINT CHARLES, MO 63304-3449
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 19, 2022 · Amount on Record
Deed SaleSep 19, 2022 · Amount on Record
Prior SaleApr 14, 2020 · Amount on Record
Deed Document Number202251488
Prior Transfer DateNov 20, 2007
Prior Transfer Doc0000335390
Record UpdatedOct 29, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateSep 19, 2022
Property Address4585 GREGORY GERARD DR, SAINT CHARLES, MO 63304-3449
Document Number0000051488
Map ReferenceMB 25 PG 161
Instrument DateSep 14, 2022
Instrument2022R-051488
Transaction TypeTransfer
Record UpdatedJan 17, 2024
Title CompanySYNERGY TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1154 JEFFERSON ST, PADUCAH, KY 42001-1871

Transferred To (Grantee/Buyer)

NameVerified Name
Address4585 GREGORY GERARD DR, SAINT CHARLES, MO 63304-3449

Mortgage

Document Number0000051489
DateSep 19, 2022
Instrument2022R-051489
Lender
NameDELMAR FINANCIAL CO
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$57,199 (-)$301,049 (-) Land $65,000 Building $236,049
2025$3,397.00$57,199 (+7.83%)$301,049 (+7.83%) Land $65,000 Building $236,049
2023$53,044
2022$279,181 Building $279,181

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims7 (1979–2015)
Claims Outside the SFHA1 of 7
Most Recent ClaimJun 2015 · rainfall accumulation
Claims by Event
  • Severe Storms & Flooding, Jun 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Wisper ISP.

Nearby Properties on Gregory Gerard Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures