4585 E Shorewood Dr, Hernando, FL 34442 Property Records

Citrus County property record for 4585 E Shorewood Dr, Hernando, FL 34442

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 956 sqft · built 1959
Lot Size	1.19 acres (52,082 sqft)
Owner	2 Individual Names on Record
Last Sale	$124,500 (Jul 2021)
Tax Bill	$958 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`19E-17S-36-0010-00320-0070`

Property Details

APN / Parcel Number

Primary APN	`19E-17S-36-0010-00320-0070`
Alternative APNs	`3617S19E0010003200070` `3151678`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	956 sqft Living Area
1st Floor Area	956 sqft
Flooring	Wood

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1969
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Flat
Roof Material	Asphalt
Lot Area	52,082 sqft (1.19 acres)
Lot Dimensions	129 ft deep x 80 ft wide
Porch	Finished/Open Porch
Porch Area	84 sqft
Utility Building	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3151678
Street Address	4585 E SHOREWOOD DR
City	HERNANDO
State	FL
Zip	34442-3890
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CLRMH
Legal Description	RIVER LAKES MANOR UNIT 1 PB 3 PG 96 LOTS 7 8 9 10 & 11 BLK 32 TITLE IN OR BK 409 PG 243 OR BK 526 PG 258 OR BK 836 PG 89 OR BK 1038 PG 1061 OR BK 1026 PG 1025
Legal Range	19E
Legal Township	18S
Legal Section	01
Legal Subdivision	RIVER LAKES MANOR UNIT 1
Legal Block	32
Legal Lot Number	7
Legal Unit	1
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	2
Census Block	2001
Census Tract	450105

Owner

Source: Citrus County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4585 E SHOREWOOD DR, HERNANDO, FL 34442-3890
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE
Jul 23, 2021	Re-recorded Document WOLLINKA-WIKLE TITLE INSURANCE AGENCY, WOLLINKA WIKLE TTL INS AGCY
Jul 22, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Feb 25, 2021	Warranty Deed, Transfer WOLLINKA-WIKLE TITLE INSURANCE AGENCY, WOLLINKA WIKLE TTL INS AGCY
Feb 1, 2018	Warranty Deed, Transfer GULLETT TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2021 · Amount on Record
Deed Sale	Jul 23, 2021 · Amount on Record
Prior Sale	Jul 22, 2021 · Amount on Record
Deed Document Number	202150558
Deed Book / Page	3188 / 161
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Jul 8, 2026
Property Address	4585 E SHOREWOOD DR, HERNANDO, FL 34442-3890
Document Number	0000040368
Book / Page	3686 / 1603
Instrument Date	Jun 22, 2026
Instrument	202640368
Transaction Type	Transfer
Record Updated	Jul 30, 2026
Title Company	FIRST NATIONAL TITLE LLC, FIRST NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$123,725.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040369,
Date	Jul 8, 2026
Book Page	3686/1605
Instrument	202640369

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

July 2021: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	CITRUS FL
Recording Date	Jul 23, 2021
Property Address	4585 E SHOREWOOD DR, HERNANDO, FL 34442-3890
Document Number	0031880161
Book / Page	3188 / 161
Map Reference	MB 3 PG 96-101
Instrument Date	Jul 21, 2021
Instrument	2021050558
Record Updated	Feb 2, 2023
Title Company	WOLLINKA-WIKLE TITLE INSURANCE AGENCY, WOLLINKA WIKLE TTL INS AGCY

Transaction

Amount	Amount Recorded
Tax	$871.50
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4550 E SHOREWOOD DR, HERNANDO, FL 34442-3877

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4585 E SHOREWOOD DR, HERNANDO, FL 34442-3890

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Jul 22, 2021
Property Address	4585 E SHOREWOOD DR, HERNANDO, FL 34442-3890
Document Number	0031871192
Book / Page	3187 / 1192
Map Reference	MB 3 PG 96-101
Instrument Date	Jul 21, 2021
Instrument	2021050161
Transaction Type	Transfer
Record Updated	Feb 2, 2023
Title Company	WOLLINKA-WIKLE TITLE INSURANCE AGENCY, WOLLINKA WIKLE TTL INS AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$944.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4550 E SHOREWOOD DR, HERNANDO, FL 34442-3877

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4585 E SHOREWOOD DR, HERNANDO, FL 34442-3890

Mortgage

Document Number	0031871194
Date	Jul 22, 2021
Instrument	3187/1194

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Feb 25, 2021
Property Address	4585 E SHOREWOOD DR, HERNANDO, FL 34442-3890
Document Number	0031380691
Book / Page	3138 / 691
Map Reference	MB 3 PG 96-101
Instrument Date	Feb 19, 2021
Instrument	2021011945
Transaction Type	Transfer
Record Updated	Feb 2, 2023
Title Company	WOLLINKA-WIKLE TITLE INSURANCE AGENCY, WOLLINKA WIKLE TTL INS AGCY

Transaction

Amount	Amount Recorded
Tax	$402.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8806 N PAPAYA TER, CRYSTAL RIVER, FL 34428-6829

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4550 E SHOREWOOD DR, HERNANDO, FL 34442-3877

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Feb 1, 2018
Property Address	4585 E SHOREWOOD DR, HERNANDO, FL 34442-3890
Document Number	0028780668
Book / Page	002878 / 000668
Instrument Date	Feb 1, 2018
Instrument	5134
Transaction Type	Transfer
Record Updated	Feb 13, 2018
Title Company	GULLETT TITLE INC

Transaction

Amount	Amount Recorded
Tax	$140.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8806 N PAPAYA TER CRYSTAL RIVER FL 344286829, CRYSTAL RIVER, FL 34428-6829

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$958.00 (+8.99%) Homeowner's exemption	$93,826 (-21.12%)	$123,578 (+3.9%) Land $25,300 Building $98,278
2024	$879.00 (+3.66%) Homeowner's exemption Additional exemption filed	$118,941 (+5.14%) Land $27,000 Building $91,941	$118,941 (+5.14%) Land $27,000 Building $91,941
2023	$848.00 (+7.07%) Homeowner's exemption Additional exemption filed	$113,127 (+31.62%) Land $27,000 Building $86,127	$113,127 (+31.62%) Land $27,000 Building $86,127
2022	$792.00 Homeowner's exemption Additional exemption filed	$85,948 Land $17,500 Building $68,448	$85,948 Land $17,500 Building $68,448

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	29 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 53% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on E Shorewood Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures