4585 E 800 S, Berne, IN 46711 Property Records

Adams County property record for 4585 E 800 S, Berne, IN 46711

Property Summary

Property Type	Rural Home
Details	3 bd · 3,700 sqft · built 2023
Lot Size	3.25 acres (141,570 sqft)
Owner	Company Name on Record
Last Sale	$175,000 (Jul 2020)
Tax Bill	$3,395 (2025)
Deeds & Mortgages	Apr 2017 Line of Credit Mar 2023 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`01-12-08-400-003.000-006`

Property Details

APN / Parcel Number

Primary APN	`01-12-08-400-003.000-006`
Alternative APNs	`01607000000351` `00534404883`

Interior

Bedrooms	3 Beds
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	3,700 sqft Living Area
1st Floor Area	3,700 sqft
Basement Area	1,858 sqft
Unfinished Basement	1,544 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	141,570 sqft (3.25 acres)

Utilities, Heating & Cooling

Heating System	Other

Location & Zoning

Account Number	00534404883
Street Address	4585 E 800 S
City	BERNE
State	IN
Zip	46711-9253
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S 181.5' SW SE W OF CREEK SEC 8 (3.25A)
Jurisdiction	ADAMS IN
Township / Civil Division	JEFFERSON
Census Block Group	5
Census Block	5012
Census Tract	30700

Owner

Source: Adams County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1821 E 200 S, MONROE, IN 46772-9331
Owner Type	Company
Vesting	Government

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF GENEVA
Mar 27, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance FARMERS & MERCHANTS STATE BANK
Jan 31, 2024	Warranty Deed, Transfer
Jul 6, 2020	Intrafamily Transfer, Transfer · ARM FARMERS & MERCHANTS STATE BANK
May 29, 2014	Intrafamily Transfer, Transfer · Line of Credit BANK OF GENEVA
Sep 17, 2009	Warranty Deed, Transfer · ARM BANK OF GENEVA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2020 · Amount on Record
Deed Sale	Jul 6, 2020 · Amount on Record
Prior Sale	Sep 17, 2009 · Amount on Record
Deed Document Number	20203254
Prior Transfer Date	Jul 1, 2020
Prior Transfer Doc	2020003254
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	4585 E 800 S, BERNE, IN 46711-9253
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017001296
Date	Apr 17, 2017
Instrument	2017001296

Lender

Name	BANK OF GENEVA
Type	Bank
Address	GENEVA, IN 46740

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 10, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	4585 E 800 S, BERNE, IN 46711-9253
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023000927
Date	Mar 27, 2023
Instrument	2023000927

Lender

Name	FARMERS & MERCHANTS STATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	13 Months
Due	Apr 1, 2024

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IN
Recording Date	Jan 31, 2024
Property Address	4585 E 800 S, BERNE, IN 46711-9253
Document Number	2024000377
Instrument Date	Jan 23, 2024
Instrument	2024000377
Transaction Type	Transfer
Record Updated	Apr 23, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1821 E 200 S, MONROE, IN 46772-9331
Investor	Possibly a Property Investor

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADAMS IN
Recording Date	Jul 6, 2020
Property Address	4585 E 800 S, BERNE, IN 46711-9253
Document Number	2020003254
Instrument Date	Jul 1, 2020
Instrument	2020003254
Transaction Type	Transfer
Record Updated	Jul 22, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	2020003255
Date	Jul 6, 2020
Instrument	2020003255

Lender

Name	FARMERS & MERCHANTS STATE BANK

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Jul 1, 2025
Index	1-Year CMT

May 2014: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADAMS IN
Recording Date	May 29, 2014
Property Address	4585 E 800 S, BERNE, IN 46711-9253
Document Number	2014001815
Instrument Date	May 27, 2014
Instrument	2014001815
Transaction Type	Transfer
Record Updated	Jul 22, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7809 S 450 E, BERNE, IN 46711-9205

Mortgage

Document Number	2014001816
Date	May 29, 2014
Instrument	2014001816

Lender

Name	BANK OF GENEVA
Address	GENEVA, IN 46740

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	420 Months
Due	May 27, 2049

September 2009: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IN
Recording Date	Sep 17, 2009
Property Address	4585 E 800 S, BERNE, IN 46711-9253
Document Number	2009003935
Instrument Date	Aug 11, 2009
Instrument	2009003935
Transaction Type	Transfer
Record Updated	Jul 22, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4585 E 800 S, BERNE, IN 46711-9253

Mortgage

Document Number	2009003936
Date	Sep 17, 2009
Instrument	2009003936

Lender

Name	BANK OF GENEVA
Address	GENEVA, IN 46740

Agreement

Type	ARM
Amount	Amount Recorded
Term	359 Months
Due	Aug 11, 2039

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Aug 11, 2014
Change Frequency	5 Years
Min Rate At Change	3.75%
Index	5-Year TN
Max Rate	11.1%

Tax Assessment & Valuation

Source: Adams County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Adams County
County Subdivision	Jefferson Township
Unified School District	South Adams Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,395.00 (+1.43%)	$410,300 (+387.29%) Land $23,800 Building $386,500	$410,300 (+387.29%) Land $23,800 Building $386,500
2024	$3,347.00 (+173%)
2023	$1,226.00 (-17.27%)	$84,200 (-4.1%) Land $23,500 Building $60,700	$84,200 (-4.1%) Land $23,500 Building $60,700
2022	$1,482.00 (-1.33%)	$87,800 Land $22,800 Building $65,000	$87,800 Land $22,800 Building $65,000
2020	$1,502.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2003–2011)
Most Recent Claim	Feb 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 45% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20
Watch TV Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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