4585 2nd St, Caledonia, MI 49316 Property Records

Allegan County property record for 4585 2nd St, Caledonia, MI 49316

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,082 sqft · built 1980
Lot Size	4.62 acres (201,247 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (Feb 2017)
Tax Bill	$4,576 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-012-001-11`

Property Details

APN / Parcel Number

Primary APN	`13-012-001-11`
Alternative APN	`03-13-012-001-11`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,082 sqft Living Area
1st Floor Area	1,660 sqft
Basement Area	844 sqft
Unfinished Basement	844 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Wood
Lot Area	201,247 sqft (4.62 acres)
Lot Width	305 ft Width
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4585 2ND ST
City	CALEDONIA
State	MI
Zip	49316-9627
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	THE W 305' OF N 1/2 N 1/2 NW 1/4 SEC 12 T4N R11W (90)
Legal Range	11W
Legal Township	04N
Legal Section	12
Jurisdiction	ALLEGAN MI
Township / Civil Division	LEIGHTON
Census Block Group	2
Census Block	2015
Census Tract	30402

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4585 2ND ST, CALEDONIA, MI 49316-9627
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jun 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERIHOME MORTGAGE COMPANY LLC
Mar 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage NORTHERN MORTGAGE SERVICES LLC
Feb 22, 2017	Warranty Deed, Transfer · Conventional Mortgage BENCHMARK MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2017 · Amount on Record
Deed Sale	Feb 22, 2017 · Amount on Record
Prior Sale	Sep 27, 1996 · Amount on Record
Deed Book / Page	4116 / 110
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	4585 2ND ST, CALEDONIA, MI 49316-9627
Transaction Type	Mortgage
Record Updated	Jan 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4585 2ND ST, CALEDONIA, MI 49316-9627

Mortgage

Document Number	005098/717
Date	Dec 23, 2025
Book Page	5098/717
Instrument	2025020658

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2046

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	4585 2ND ST, CALEDONIA, MI 49316-9627
Transaction Type	Mortgage
Record Updated	Jun 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4628/748
Date	Jun 7, 2021
Book Page	4628/748

Lender

Name	AMERIHOME MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	4585 2ND ST, CALEDONIA, MI 49316-9627
Transaction Type	Mortgage
Record Updated	Mar 28, 2019
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4326/935
Date	Mar 14, 2019
Book Page	4326/935

Lender

Name	NORTHERN MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	GRANDVILLE, MI 49418

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Feb 22, 2017
Property Address	4585 2ND ST, CALEDONIA, MI 49316-9627
Document Number	4116/110
Book / Page	4116 / 110
Instrument Date	Feb 17, 2017
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	GRAND RAPID TITLE CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,193.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	268 DOCKERY RD, 268, PURLEAR, NC 28665-9135

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4585 2ND ST, CALEDONIA, MI 49316-9627

Mortgage

Document Number	4116113
Date	Feb 22, 2017
Instrument	4116/113

Lender

Name	BENCHMARK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Leighton Township
Unified School District	Caledonia Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$224,500 (+25%) Land $28,300 Building $196,200	$449,000 (+25%) Land $56,600 Building $392,400
2025	$4,576.00 (+12.96%)
2023		$179,600 Land $23,200 Building $156,400	$359,200 Land $46,400 Building $312,800
2022	$4,051.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: 123.NET.

Cell Coverage

5G (outdoors only) and 4G LTE

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