45847 Corte Carmello, Temecula, CA 92592 Property Records

Riverside County property record for 45847 Corte Carmello, Temecula, CA 92592

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 3,224 sqft · built 1998
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$585,000 (Jul 2020)
Tax Bill	$7,084 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`962-223-002`

Property Details

APN / Parcel Number

Primary APN	`962-223-002`
Alternative APN	`950903002`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,224 sqft Living Area
Gross Area	3,972 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1999
Construction Type	Wood
Roof Material	Tile
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Attached
Garage Area	682 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	45847 CORTE CARMELLO
City	TEMECULA
State	CA
Zip	92592-1280
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 61 MB 264/063 TR 23064-3
Legal Subdivision	TRACT NO 23064 3
Legal Tract	23064-3
Legal Lot Number	61
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	2
Census Block	2013
Census Tract	43252

Owner

45847 Corte Carmello is owned and occupied by two individuals who bought it in July 2020.

Source: Riverside County records, as of July 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	33791 STAR HILL ST, TEMECULA, CA 92592-5526
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2021	Deed of Trust, Mortgage · VA Mortgage FINANCE OF AMERICA MORTGAGE LLC
Dec 31, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
Mar 8, 2018	Quit Claim Deed, Transfer · Conventional Mortgage BRIGHTEN LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2020 · Amount on File
Deed Sale	Jul 24, 2020 · Amount on File
Prior Sale	Aug 1, 2014 · Amount on File
Deed Document Number	2020329730
Prior Transfer Date	Dec 24, 2019
Prior Transfer Doc	0000543351
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45847 CORTE CARMELLO, TEMECULA, CA 92592-1280
Transaction Type	Mortgage
Record Updated	Oct 15, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45847 CORTE CARMELLO, TEMECULA, CA 92592-1280

Mortgage

Document Number	0000587322
Date	Oct 4, 2021
Instrument	2021-0587322

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Dec 31, 2019
Property Address	45847 CORTE CARMELLO, TEMECULA, CA 92592-1280
Document Number	0000543351
Map Reference	MB 264 PG 63-73
Instrument Date	Dec 24, 2019
Instrument	2019-0543351
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	LAWYERS TITLE SD

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	45847 CORTE CARMELLO, TEMECULA, CA 92592-1280

Mortgage

Document Number	0000543352
Date	Dec 31, 2019
Instrument	2019-0543352

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Mar 8, 2018
Property Address	45847 CORTE CARMELLO, TEMECULA, CA 92592-1280
Document Number	0000087722
Instrument Date	Feb 28, 2018
Instrument	87722
Transaction Type	Transfer
Record Updated	Mar 15, 2018
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45847 CORTE CARMELLO TEMECULA CA 925921280, TEMECULA, CA 92592-1280

Mortgage

Document Number	87723
Date	Mar 8, 2018
Instrument	87723

Lender

Name	BRIGHTEN LNDG
Address	ARCADIA, CA 91006

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 7, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 45847 Corte Carmello was $7,084 with a veteran's exemption, up 1.3% from the year before.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Temecula City
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$645,774 (+2%) Land $138,010 Building $507,764
2025	$7,084.00 (+1.33%) Veteran's exemption	$633,112 Land $135,304 Building $497,808
2024	$6,991.00 (+0.32%)
2023	$6,969.00 (+1.01%) Disabled Person's exemption Veteran's exemption	$608,529 Land $130,050 Building $478,479
2022	$6,899.00
2021			$603,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45847 Corte Carmello in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45847 Corte Carmello is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 40% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Accel Wireless Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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