Loudoun County property record for 45846 Edwards Ter, Sterling, VA 20166
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 2,124 sqft · built 1999 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $429,900 (Jul 2018) |
| Tax Bill | $4,795 (2026) |
| Deeds & Mortgages | Dec 2020 Mortgage Jul 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 029-29-4737-000 |
| Primary APN | 029-29-4737-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 3 Stories |
| Building Area | 2,124 sqft Living Area |
| 1st Floor Area | 792 sqft |
| Basement Area | 466 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Townhouse |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,178 sqft (0.05 acres) |
| Garage Type | Basement |
| Garage Area | 274 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 36 sqft |
| Deck Area | Deck Area |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 45846 EDWARDS TER |
|---|---|
| City | STERLING |
| State | VA |
| Zip | 20166-2413 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R16 |
| Legal Description | COLONNADE AT DULLES TOWN CENTER SEC.2 PART 1 LOT 37 200710250076302 |
| Legal Subdivision | COLONNADE AT DULLES TOWN CENTER |
| Legal Block | 3 |
| Legal Lot Number | 37 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | BROAD RUN |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 611501 |
Source: Loudoun County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 45846 EDWARDS TER, STERLING, VA 20166-2413 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 9, 2020 | Deed of Trust, Mortgage · Conventional with PMI VETERANS UNITED HM LNS |
| Jul 17, 2018 | Warranty Deed, Transfer · VA Mortgage FIRST HERITAGE MTG |
| Jan 30, 2018 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 17, 2018 · Amount on Record |
| Deed Sale | Jul 17, 2018 · Amount on Record |
| Prior Sale | Oct 24, 2007 · Amount on Record |
| Deed Document Number | 201841209 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 45846 EDWARDS TER, STERLING, VA 20166-2413 |
| Document Number | 20201214122806 |
| Instrument Date | Dec 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 45846 EDWARDS TER STERLING VA 201662413, STERLING, VA 20166-2413 |
| Document Number | 20201214122806 |
|---|---|
| Date | Dec 14, 2020 |
| Instrument | 122806 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 13, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Jul 17, 2018 |
| Property Address | 45846 EDWARDS TER, STERLING, VA 20166-2413 |
| Document Number | 20180717041209 |
| Instrument Date | Jul 13, 2018 |
| Instrument | 41209 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $430.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45846 EDWARDS TER STERLING VA 201662413, STERLING, VA 20166-2413 |
| Document Number | 20180717041210 |
|---|---|
| Date | Jul 17, 2018 |
| Instrument | 41210 |
| Name | FIRST HERITAGE MTG |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 45846 EDWARDS TER, STERLING, VA 20166-2413 |
| Document Number | 20180213008221 |
| Instrument Date | Jan 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2018 |
| Name | Verified Name |
|---|
| Document Number | 20180213008221 |
|---|---|
| Date | Feb 13, 2018 |
| Instrument | 8221 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Feb 12, 2023 |
| Rate Type | Fixed Rate |
|---|
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,795.00 (+1.48%) | $595,660 (+10.3%) Land $190,000 Building $405,660 | $595,660 (+10.3%) Land $190,000 Building $405,660 |
| 2023 | $4,725.00 | $540,040 Land $190,000 Building $350,040 | $540,040 Land $190,000 Building $350,040 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| AT&T Fixed Wireless | 100 / 20 |
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