4584 Cherokee Dr, Maiden, NC 28650 Property Records

Lincoln County property record for 4584 Cherokee Dr, Maiden, NC 28650

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,596 sqft · built 2001
Lot Size	0.464 acres (20,212 sqft)
Owner	Individual Name on Record
Last Sale	$337,500 (Apr 2026)
Tax Bill	$2,341 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2024 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`3675-88-2921`

Property Details

APN / Parcel Number

Primary APN	`3675-88-2921`
Alternative APNs	`367500882921` `266410` `316489` `75752`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,596 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	20,212 sqft (0.464 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	316489
Street Address	4584 CHEROKEE DR
City	MAIDEN
State	NC
Zip	28650-9608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-S
Legal Description	#25 CREEKSIDE VILLAGE
Legal Subdivision	CREEKSIDE VILLAGE
Jurisdiction	LINCOLN NC
Township / Civil Division	IRONTON
Census Block Group	2
Census Block	2005
Census Tract	70902

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4584 CHEROKEE DR, MAIDEN, NC 28650-9608
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Aug 8, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 16, 2026	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Apr 16, 2026	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Nov 14, 2025	Warranty Deed, Transfer · Commercial Mortgage KIAVI FUNDING INC
Aug 10, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Mar 16, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 6, 2018	Quit Claim Deed, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2026 · Amount on Record
Deed Sale	Apr 16, 2026 · Amount on Record
Prior Sale	Nov 14, 2025 · Amount on Record
Deed Document Number	2026708268
Deed Book / Page	3495 / 235
Prior Transfer Date	Feb 20, 2018
Prior Transfer Doc	27270853
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	4584 CHEROKEE DR, MAIDEN, NC 28650-9608
Transaction Type	Mortgage
Record Updated	May 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003071201
Date	Aug 10, 2021
Book Page	3071/201
Instrument	636541

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Aug 1, 2050

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	4584 CHEROKEE DR, MAIDEN, NC 28650-9608
Transaction Type	Mortgage
Record Updated	May 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	84 CHEROKEE TRL, MAIDEN, NC 28650

Mortgage

Document Number	0003343162
Date	Aug 8, 2024
Book Page	3343/162
Instrument	683605

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	308 Months
Due	Apr 1, 2050

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Apr 16, 2026
Property Address	4584 CHEROKEE DR, MAIDEN, NC 28650-9608
Document Number	0000708268
Book / Page	3495 / 235
Instrument Date	Apr 15, 2026
Instrument	2026.708268
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$68,175.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4584 CHEROKEE DR, MAIDEN, NC 28650-9608

Mortgage

Document Number	0000708269,
Date	Apr 16, 2026
Instrument	2026..708269

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Apr 16, 2026
Property Address	4584 CHEROKEE DR, MAIDEN, NC 28650-9608
Document Number	0003495235
Book / Page	3495 / 235
Instrument Date	Apr 15, 2026
Instrument	2026708268
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$68,175.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4584 CHEROKEE DR, MAIDEN, NC 28650-9608

Mortgage

Document Number	0000708269,
Date	Apr 16, 2026
Instrument	2026708269

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Nov 14, 2025
Property Address	4584 CHEROKEE DR, MAIDEN, NC 28650-9608
Document Number	0003455684
Book / Page	3455 / 684
Map Reference	MB 9 PG 428
Instrument Date	Nov 7, 2025
Instrument	702019
Transaction Type	Transfer
Record Updated	Dec 2, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4117 TROUT POND RD, CLAREMONT, NC 28610-8232

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16615 RIVERSTONE WAY, CHARLOTTE, NC 28277-5747
Investor	Possibly a Property Investor

Mortgage

Document Number	0003455687
Date	Nov 14, 2025
Book Page	3455/687
Instrument	702020

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company
Address	PITTSBURGH, PA 15212

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	4584 CHEROKEE DR, MAIDEN, NC 28650-9608
Transaction Type	Mortgage
Record Updated	Aug 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3071201
Date	Aug 10, 2021
Book Page	3071/201
Instrument	636541

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Aug 1, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	4584 CHEROKEE DR, MAIDEN, NC 28650-9608
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2890584
Date	Mar 16, 2020
Book Page	2890/584
Instrument	605851

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

March 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	LINCOLN NC
Recording Date	Mar 6, 2018
Property Address	4584 CHEROKEE DR, MAIDEN, NC 28650-9608
Document Number	2727853
Book / Page	002727 / 000853
Instrument Date	Feb 20, 2018
Instrument	574987
Transaction Type	Mortgage
Record Updated	Mar 13, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4584 CHEROKEE DR MAIDEN NC 286509608, MAIDEN, NC 28650-9608

Mortgage

Document Number	2727856
Date	Mar 6, 2018
Book Page	002727/000856
Instrument	574988

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2048

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,341.00 (+2%)	$351,052 (-) Land $35,000 Building $316,052	$351,052 (-) Land $35,000 Building $316,052
2025	$2,295.00 (+2.46%)	$351,052 (-) Land $35,000 Building $316,052	$351,052 (-) Land $35,000 Building $316,052
2023	$2,240.00	$351,052 Land $35,000 Building $316,052	$351,052 Land $35,000 Building $316,052

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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