Clermont County property record for 4584 Bells Ln, Cincinnati, OH 45244
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,317 sqft · built 1973 |
| Lot Size | 0.459 acres (19,994 sqft) |
| Owner | Individual Name on File |
| Last Sale | $185,000 (Jun 2021) |
| Tax Bill | $3,259 (2025) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage Nov 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-41-13.-016 |
| Primary APN | 41-41-13.-016 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,317 sqft Living Area |
| 1st Floor Area | 1,317 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 19,994 sqft (0.459 acres) |
| View / Lot | Cul-de-sac |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 192 sqft |
| Deck Area | 113 sqft |
| Patio Area | 25 sqft |
| Shed | 1 Shed |
| Shed Area | 156 sqft |
| Lean-To | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4584 BELLS LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45244-1960 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHARLES BELL; LOT 16 |
| Legal Subdivision | CHARLES BELL |
| Legal Lot Number | 16 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 41405 |
Source: Clermont County records · APN 41-41-13.-016
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4584 BELLS LN, CINCINNATI, OH 45244-1960 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 23, 2021 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Nov 28, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 23, 2021 · Amount on Record |
| Deed Sale | Jun 23, 2021 · Amount on Record |
| Prior Sale | Sep 10, 1999 · Amount on Record |
| Deed Document Number | 202120275 |
| Deed Book / Page | 2885 / 152 |
| Prior Transfer Date | Aug 05, 2019 |
| Prior Transfer Doc | 0000017588 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Jun 23, 2021 |
| Property Address | 4584 BELLS LN, CINCINNATI, OH 45244-1960 |
| Document Number | 0000020275 |
| Book / Page | 2885 / 152 |
| Instrument Date | Jun 11, 2021 |
| Instrument | 202100020275 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2021 |
| Title Company | AMERICAN HOMELAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4584 BELLS LN, CINCINNATI, OH 45244-1960 |
| Document Number | 0000020276 |
|---|---|
| Date | Jun 23, 2021 |
| Instrument | 202100020276 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Nov 28, 2017 |
| Property Address | 4584 BELLS LN, CINCINNATI, OH 45244-1960 |
| Document Number | 0000027735 |
| Book / Page | 002742 / 000318 |
| Instrument Date | Nov 27, 2017 |
| Instrument | 27735 |
| Transaction Type | Transfer |
| Record Updated | Dec 08, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4584 BELLS LN CINCINNATI OH 452441960, CINCINNATI, OH 45244-1960 |
Source: Clermont County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | West Clermont Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,259.00 (-49.39%) | $64,750 (-) Land $15,820 Building $48,930 | |
| 2024 | $185,000 (-) Land $45,200 Building $139,800 | ||
| 2023 | $6,440.00 (+82.64%) Homeowner's exemption | $64,750 (+6.99%) Land $15,820 Building $48,930 | $185,000 (+7%) Land $45,200 Building $139,800 |
| 2022 | $3,526.00 Homeowner's exemption | $60,520 Land $11,200 Building $49,320 | |
| 2020 | $172,900 Land $32,000 Building $140,900 |
Source: FEMA National Flood Hazard Layer as of February 6, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 292 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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