45832 Edgewater Dr, Chesterfield (New Baltimore), MI 48047 Property Records

Macomb County property record for 45832 Edgewater Dr, Chesterfield, MI 48047

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,231 sqft · built 1938
Lot Size	0.138 acres (6,011 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Nov 2018)
Tax Bill	$6,375 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Nov 2018 Sale
Flood Zone	Zone X (moderate risk)
APN	`15-09-32-430-013`

Property Details

APN / Parcel Number

Primary APN	`15-09-32-430-013`
Alternative APN	`0932430013`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,231 sqft Living Area
1st Floor Area	1,334 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1994
Construction Type	Brick
Foundation Type	Raised
Lot Area	6,011 sqft (0.138 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	45832 EDGEWATER DR
City	CHESTERFIELD
State	MI
Zip	48047-5321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C RES
Legal Description	ANCHOR BAY SHORES LOT 149
Legal Subdivision	ANCHOR BAY SHORES
Legal Lot Number	149
Jurisdiction	MACOMB MI
Township / Civil Division	CHESTERFIELD
Census Block Group	3
Census Block	3005
Census Tract	268200

Owner

45832 Edgewater Dr is owned and occupied by an individual who bought it in November 2018.

Source: Macomb County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	45832 EDGEWATER DR, CHESTERFIELD, MI 48047-5321
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Nov 21, 2018	Warranty Deed, Transfer ATA NATIONAL TITLE, ATA NAT'L TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2018 · Amount on File
Deed Sale	Nov 21, 2018 · Amount on File
Prior Sale	Oct 6, 1999 · Amount on File
Deed Document Number	20188128321
Deed Book / Page	25693 / 544
Prior Transfer Date	Nov 4, 2003
Prior Transfer Doc	0004032689
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	45832 EDGEWATER DR, CHESTERFIELD, MI 48047-5321
Transaction Type	Mortgage
Record Updated	Sep 13, 2022
Title Company	ABSTRACT TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007713
Date	Jan 17, 2020
Book Page	26463/386
Instrument	2007713

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2035

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Nov 21, 2018
Property Address	45832 EDGEWATER DR, CHESTERFIELD, MI 48047-5321
Document Number	0000128321
Book / Page	025693 / 000544
Instrument Date	Nov 20, 2018
Instrument	128321
Transaction Type	Transfer
Record Updated	Feb 5, 2019
Title Company	ATA NATIONAL TITLE, ATA NAT'L TITLE

Transaction

Amount	Amount on Record
Tax	$1,634.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12135 MARGARET DR FENTON MI 484308843, FENTON, MI 48430-8843

Tax Assessment & Valuation

The 2025 property tax bill for 45832 Edgewater Dr was $6,375 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Chesterfield Township
Unified School District	L'Anse Creuse Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$211,900	$423,800
2025	$6,375.00
2023		$172,900	$345,800
2022	$4,934.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45832 Edgewater Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 89 policies
Nearby Flood Policies	89 in force
Nearby Flood Claims	84 (1980–2026)
Claims Outside the SFHA	36 of 84
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Oct 1986 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 45832 Edgewater Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD TOWNSHIP serves 41,650 people · EPA ID MI0001390
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Aug 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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