45831 Camino Rubi, Temecula, CA 92592 Property Records

Riverside County property record for 45831 Camino Rubi, Temecula, CA 92592

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.75 ba · 2,916 sqft · built 2007
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Company Names on Record
Last Sale	$500,000 (Dec 2017)
Tax Bill	$8,329 (2025)
Deeds & Mortgages	Apr 2021 Mortgage May 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`962-354-005`

Property Details

APN / Parcel Number

Primary APN	`962-354-005`

Interior

Bedrooms	5 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,916 sqft Living Area
Gross Area	3,489 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2008
Construction Type	Wood
Roof Material	Tile
Lot Area	6,534 sqft (0.15 acres)
View / Lot	Golf Course
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	45831 CAMINO RUBI
City	TEMECULA
State	CA
Zip	92592-3388
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	.15 ACRES IN LOT 96 MB 316/099 TR 23064
Legal Subdivision	REDHAWK
Legal Tract	23064
Legal Lot Number	96
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	2
Census Block	2026
Census Tract	43252

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	12615 PARK ST, CERRITOS, CA 90703-1141
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage OCMBC INC
May 24, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 12, 2017	Grant Deed, Transfer · Conventional Mortgage ECOM MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2017 · Amount on Record
Deed Sale	Dec 12, 2017 · Amount on Record
Prior Sale	Apr 25, 2008 · Amount on Record
Deed Document Number	2017520158
Last Transfer Date	Apr 22, 2019
Transfer Doc	0000186173
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45831 CAMINO RUBI, TEMECULA, CA 92592-3388
Transaction Type	Mortgage
Record Updated	Apr 14, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12615 PARK ST, CERRITOS, CA 90703-1141

Mortgage

Document Number	0000209541
Date	Apr 2, 2021
Instrument	2021-0209541

Lender

Name	OCMBC INC
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	May 24, 2019
Property Address	45831 CAMINO RUBI, TEMECULA, CA 92592-3388
Document Number	0000186173
Instrument Date	Apr 22, 2019
Instrument	186173
Transaction Type	Transfer
Record Updated	Jun 4, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	12615 PARK ST CERRITOS CA 907031141, CERRITOS, CA 90703-1141

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Dec 12, 2017
Property Address	45831 CAMINO RUBI, TEMECULA, CA 92592-3388
Document Number	0000520158
Map Reference	MB 316 PG 99-108
Instrument Date	Nov 14, 2017
Instrument	2017-0520158
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12615 PARK ST, CERRITOS, CA 90703-1141

Mortgage

Document Number	0000520159
Date	Dec 12, 2017
Instrument	2017-0520159

Lender

Name	ECOM MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Temecula City
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$580,286 (+2%) Land $174,084 Building $406,202
2025	$8,329.00 (+2.75%)	$568,909 (+4.04%) Land $170,671 Building $398,238
2023	$8,106.00 (+2.21%)	$546,820 Land $164,045 Building $382,775
2022	$7,931.00
2021			$671,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 49% of California
Wildfire Likelihood	0.4% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Accel Wireless Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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