Osceola County property record for 4583 Brady Orock Rd, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2017 |
| Square Footage | 2,841 sqft Heated Area |
| Lot Size | 218,366 sqft (5.01 acres) |
| Garage | Finished, 575 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $7,170.00 (2025) |
| Primary APN | 99596 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,841 sqft Heated Area |
| Gross Area | 3,656 sqft Gross Area |
| 1st Floor Area | 6,386 sqft 1st Floor |
| Upper Floors Area | 1,105 sqft Upper Floors |
| Stories | 2 Stories |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 218,366 sqft (5.01 acres) |
| Garage Type | Finished |
| Garage Area | 575 sqft Garage |
| Total Buildings | 2 Buildings |
| Porch | Open Porch |
| Porch Area | 565 sqft Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 99596 |
|---|---|
| Street Address | 4583 BRADY OROCK RD |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S L & I C PB B PG 45 W 300 FT OF S 283.2 FT OF LOT 34, W 300 FT OF LOT 47 & W 300 FT OF N 112.8 FT OF LOT 50 |
| Legal Range | 31E |
| Legal Township | 27S |
| Legal Section | 07 |
| Legal Subdivision | SEMINOLE LAND&INV CO |
| Legal Tract | 4950 |
| Legal Block | 1 |
| Legal Lot Number | 34 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 43205 |
Source: Osceola County records · APN 99596
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4583 BRADY OROCK RD, SAINT CLOUD, FL 34772-7509 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MORTGAGE CORP |
| Feb 27, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MORTGAGE CORP |
| Jul 23, 2019 | Loan Modification, Mortgage · Conventional Mortgage WATERSTONE MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 03, 2022 |
| Deed Sale | Sep 03, 2022 |
| Prior Sale | Feb 06, 2012 · Amount on Record |
| Deed Document Number | 2016116608 |
| Deed Book / Page | 5001 / 2921 |
| Prior Transfer Date | Aug 01, 2016 |
| Prior Transfer Doc | 2016116608 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4583 BRADY OROCK RD, SAINT CLOUD, FL 34772-7509 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4583 BRADY OROCK RD, SAINT CLOUD, FL 34772-7509 |
| Investor | Possibly a Property Investor |
| Document Number | 0058980425 |
|---|---|
| Date | Feb 24, 2021 |
| Book Page | 5898/425 |
| Instrument | 2021027256 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | PEWAUKEE, WI 53072 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4583 BRADY OROCK RD, SAINT CLOUD, FL 34772-7509 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0054822399 |
|---|---|
| Date | Feb 27, 2019 |
| Book Page | 5482/2399 |
| Instrument | 2019024641 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Lending Institution |
| Address | PEWAUKEE, WI 53072 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Mar 01, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4583 BRADY OROCK RD, SAINT CLOUD, FL 34772-7509 |
| Document Number | 0055661337 |
| Instrument Date | Jul 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 4583 BRADY OROCK RD ST CLOUD FL 347727509, ST CLOUD, FL 34772-7509 |
| Document Number | 0055661337 |
|---|---|
| Date | Aug 01, 2019 |
| Book Page | 005566/001337 |
| Instrument | 99261 |
| Name | WATERSTONE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PEWAUKEE, WI 53072 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,170.00 (+7.17%) Homeowner's exemption | $484,161 (+5.99%) | $879,400 (+9.6%) Land $225,600 Building $653,800 |
| 2023 | $6,690.00 (-1.47%) Homeowner's exemption | $456,813 (+3%) | $802,400 (+11.68%) Land $160,400 Building $642,000 |
| 2022 | $6,790.00 Homeowner's exemption | $443,508 | $718,500 Land $160,400 Building $558,100 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 66.0 ft |
| Wildfire Risk | High above 72% of the US · above 56% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 248 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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