4582 Summerside Rd, Cincinnati, OH 45244 Property Records

Clermont County property record for 4582 Summerside Rd, Cincinnati, OH 45244 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,674 sqft · built 2018
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,708 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`41-31-05B-023`

Property Details

APN / Parcel Number

Primary APN	`41-31-05B-023`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,674 sqft Living Area
1st Floor Area	2,674 sqft
Attic	Attic
Attic Area	484 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	43,560 sqft (1 acres)
View / Lot	Cul-de-sac
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	272 sqft
Deck Area	474 sqft
Patio Area	389 sqft
Gazebo	189 sqft
Pole Barn	800 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4582 SUMMERSIDE RD
City	CINCINNATI
State	OH
Zip	45244-1422
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	CLERMONT OH
Township / Civil Division	UNION
Census Block Group	1
Census Block	1005
Census Tract	41405

Owner

Source: Clermont County records · APN 41-31-05B-023

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4582 SUMMERSIDE RD, CINCINNATI, OH 45244-1422
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 08, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 13, 2017	Trustee's Deed, Construction Loan · Construction Mortgage HOME SVGS BK
May 03, 2017	Warranty Deed, Transfer ATTORNEY ONLY
May 03, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	4582 SUMMERSIDE RD, CINCINNATI, OH 45244-1422
Transaction Type	Mortgage
Record Updated	Dec 08, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038538
Date	Nov 29, 2021
Book Page	2903/1769
Instrument	202100038538

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	4582 SUMMERSIDE RD, CINCINNATI, OH 45244-1422
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027850
Date	Oct 08, 2020
Book Page	2854/3826
Instrument	202000027850

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

November 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CLERMONT OH
Recording Date	Nov 13, 2017
Property Address	4582 SUMMERSIDE RD, CINCINNATI, OH 45244-1422
Book / Page	002739 / 001139
Instrument Date	Nov 06, 2017
Instrument	26451
Transaction Type	Construction Loan
Record Updated	Nov 27, 2017
Title Company	BROKER'S SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4490 CHESTNUT CREEK DR CINCINNATI OH 452445502, CINCINNATI, OH 45244-5502

Mortgage

Document Number	0000026451
Date	Nov 13, 2017
Book Page	002739/001139
Instrument	26451

Lender

Name	HOME SVGS BK
Type	Federal Savings Bank
Address	YOUNGSTOWN, OH 44503-1203

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2047

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	May 03, 2017
Property Address	4582 SUMMERSIDE RD, CINCINNATI, OH 45244-1422
Document Number	0000009783
Book / Page	002703 / 001102
Instrument Date	May 01, 2017
Instrument	9783
Transaction Type	Transfer
Record Updated	Jun 08, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4582 SUMMERSIDE RD CINCINNATI OH 452441422, CINCINNATI, OH 45244-1422

May 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	CLERMONT OH
Recording Date	May 03, 2017
Property Address	4582 SUMMERSIDE RD, CINCINNATI, OH 45244-1422
Document Number	0000009782
Book / Page	002703 / 001099
Instrument Date	May 01, 2017
Instrument	9782
Transaction Type	Transfer
Record Updated	Jun 08, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4582 SUMMERSIDE RD CINCINNATI OH 452441422, CINCINNATI, OH 45244-1422

Tax Assessment & Valuation

Source: Clermont County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Union Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,708.00 (-48.39%)	$153,030 (+1.91%) Land $21,530 Building $131,500
2024			$437,200 (+1.91%) Land $61,500 Building $375,700
2023	$14,934.00 (+125.69%) Homeowner's exemption	$150,160 (+32.33%) Land $21,530 Building $128,630	$429,000 (+32.33%) Land $61,500 Building $367,500
2022	$6,617.00 Homeowner's exemption	$113,470 Land $16,100 Building $97,370
2020			$324,200 Land $46,000 Building $278,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clermont County (39025C), updated February 6, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 140 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Summerside Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures