4582 Pinefrost Pl, Lenoir, NC 28645 Property Records

Caldwell County property record for 4582 Pinefrost Pl, Lenoir, NC 28645

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,560 sqft · built 1989
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Jan 2016)
Tax Bill	$1,291 (2026)
Deeds & Mortgages	Sep 2018 Sale & Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04 9W 14E`

Property Details

APN / Parcel Number

Primary APN	`04 9W 14E`
Alternative APN	`164496`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,560 sqft Heated Area
Gross Area	1,916 sqft
1st Floor Area	780 sqft
Upper Floors Area	780 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)

Exterior Amenities

Porch	Slab
Porch Area	300 sqft
Deck Area	56 sqft
Patio Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	164496
Street Address	4582 PINEFROST PL
City	LENOIR
State	NC
Zip	28645-8583
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1948 PG 874 YR 18 ST 386.00
Jurisdiction	CALDWELL NC
Township / Civil Division	JOHNS RIVER
Census Block Group	1
Census Block	1074
Census Tract	30900

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4582 PINEFROST PL, LENOIR, NC 28645-8583
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2018	Warranty Deed, Transfer AMERICAN SEC MTG
Jul 7, 2017	Deed of Trust, Mortgage · VA Mortgage CIS HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2016 · Amount on Record
Deed Sale	Jan 27, 2016 · Amount on Record
Prior Sale	Sep 21, 1999
Deed Book / Page	1888 / 1018
Record Updated	Oct 29, 2026

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Sep 5, 2018
Property Address	4582 PINEFROST PL, LENOIR, NC 28645-8583
Document Number	0010025695
Book / Page	001948 / 000874
Instrument Date	Sep 5, 2018
Instrument	10025695
Transaction Type	Transfer
Record Updated	Jun 9, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$386.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4582 PINEFROST PL LENOIR NC 286458583, LENOIR, NC 28645-8583

Mortgage

Document Number	0010025695
Date	Sep 5, 2018
Book Page	001948/000878
Instrument	10025695

Lender

Name	AMERICAN SEC MTG
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 4, 2048

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	4582 PINEFROST PL, LENOIR, NC 28645-8583
Document Number	0010013138
Instrument Date	Jul 7, 2017
Transaction Type	Mortgage
Record Updated	Jun 15, 2018
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4582 PINEFROST PL LENOIR NC 286458583, LENOIR, NC 28645-8583

Mortgage

Document Number	0010013138
Date	Jul 13, 2017
Book Page	001922/001376
Instrument	10013138

Lender

Name	CIS HM LNS
Type	Funding / Finance Company
Address	HAMILTON, AL 35570

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2047

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,291.00 (-20.99%)	$209,600 (-) Land $15,400 Building $194,200
2025	$1,634.00 (+86.1%)	$209,600 (+84.51%) Land $15,400 Building $194,200	$209,600 (+84.51%) Land $15,400 Building $194,200
2023		$113,600 (-) Land $13,200 Building $100,400	$113,600 (-) Land $13,200 Building $100,400
2022	$878.00	$113,600 Land $13,200 Building $100,400	$113,600 Land $13,200 Building $100,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	19 (1994–2024)
Claims Outside the SFHA	5 of 19
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 5 claims Tropical Storm Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 90% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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