4582 N Ridge Rd E, Geneva, OH 44041 Property Records

Ashtabula County property record for 4582 N Ridge Rd E, Geneva, OH 44041

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 996 sqft · built 1932
Lot Size	1.39 acres (60,548 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,856 (2025)
Deeds & Mortgages	Aug 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`17-027-10-079-00`

Property Details

APN / Parcel Number

Primary APN	`17-027-10-079-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	996 sqft Living Area
Gross Area	1,152 sqft
1st Floor Area	936 sqft
Basement Area	156 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1950
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Lot Area	60,548 sqft (1.39 acres)
Terrain	Low
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	136 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4582 N RIDGE RD E
City	GENEVA
State	OH
Zip	44041-9258
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 1--14 & 19
Legal Subdivision	CONNECTICUT WESTERN RESERVE
Legal Lot Number	14,19
Jurisdiction	ASHTABULA OH
Township / Civil Division	GENEVA
Census Block Group	2
Census Block	2000
Census Tract	802

Owner

Source: Ashtabula County records · APN 17-027-10-079-00

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4582 N RIDGE RD E, GENEVA, OH 44041-9258
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	4582 N RIDGE RD E, GENEVA, OH 44041-9258
Document Number	0000009899
Instrument Date	Aug 03, 2018
Transaction Type	Mortgage
Record Updated	Nov 14, 2018
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4582 N RIDGE RD E GENEVA OH 440419258, GENEVA, OH 44041-9258

Mortgage

Document Number	0000009899
Date	Sep 28, 2018
Book Page	000668/002459
Instrument	9899

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 27, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ashtabula County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Geneva Township
Unified School District	Geneva Area City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,856.00 (+67.12%)	$34,830 (-) Land $8,300 Building $26,530	$99,500 (-) Land $23,700 Building $75,800
2023	$1,709.00 (+20.52%) Homeowner's exemption	$34,830 (+33.7%) Land $8,300 Building $26,530	$99,500 (+33.74%) Land $23,700 Building $75,800
2022	$1,418.00 Homeowner's exemption	$26,050 Land $6,410 Building $19,640
2020			$74,400 Land $18,300 Building $56,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 28, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1984)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 1984 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Uniti Group Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 118 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	GENEVA CITY PWS serves 5,924 people
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.