Kalamazoo County property record for 4582 E Y Ave, Vicksburg, MI 49097
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,260 sqft · built 1976 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $64,000 (Dec 2016) |
| Tax Bill | $2,162 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Nov 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-36-205-140 |
| Primary APN | 14-36-205-140 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,260 sqft Living Area |
| 1st Floor Area | 1,260 sqft |
| Basement Area | 1,176 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Ranch |
| Lot Area | 22,651 sqft (0.52 acres) |
| Lot Dimensions | 50 ft deep x 151 ft wide |
| Garage Area | 532 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 4582 E Y AVE |
|---|---|
| City | VICKSBURG |
| State | MI |
| Zip | 49097-8703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SCHTWP.ORG |
| Legal Description | P68B-14&15-2 SILVER MEADOWS LOT 14 & W1/2 LOT 15 |
| Legal Subdivision | SILVER MEADOWS |
| Legal Lot Number | 14-15 |
| Jurisdiction | KALAMAZOO MI |
| Township / Civil Division | SCHOOLCRAFT |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 6103 |
Source: Kalamazoo County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4582 E Y AVE, VICKSBURG, MI 49097-8703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 29, 2026 | Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE |
| Nov 21, 2022 | Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 13, 2016 · Amount on Record |
| Deed Sale | Dec 13, 2016 · Amount on Record |
| Deed Document Number | 201640699 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KALAMAZOO MI |
| Recording Date | Jul 29, 2026 |
| Property Address | 4582 E Y AVE, VICKSBURG, MI 49097-8703 |
| Document Number | 0000022757 |
| Instrument Date | Jul 17, 2026 |
| Instrument | 202622757 |
| Transaction Type | Transfer |
| Record Updated | Aug 6, 2026 |
| Title Company | DEVON, DEVON TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $260,493.14 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14680 PORTAGE RD, VICKSBURG, MI 49097-7703 |
| Document Number | 0000022758, |
|---|---|
| Date | Jul 29, 2026 |
| Instrument | 202622758 |
| Name | RUOFF MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KALAMAZOO MI |
| Property Address | 4582 E Y AVE, VICKSBURG, MI 49097-8703 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2022 |
| Title Company | FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 4582 E Y AVE, VICKSBURG, MI 49097-8703 |
| Document Number | 2022036036 |
|---|---|
| Date | Nov 21, 2022 |
| Instrument | 2022-036036 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32202 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 290 Months |
| Due | Jan 1, 2047 |
Source: Kalamazoo County assessment roll, as of September 18, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Kalamazoo County |
| County Subdivision | Schoolcraft Township |
| Unified School District | Vicksburg Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $118,100 (+26.04%) | $236,200 (+26.04%) | |
| 2025 | $2,162.00 (-5.05%) Homeowner's exemption | ||
| 2023 | $93,700 | $187,400 | |
| 2019 | $2,277.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Midwest Energy & Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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