4582 Acker Rd, Andover, NY 14806 Property Records

Steuben County and Hartsville Town property record for 4582 Acker Rd, Andover, NY 14806

Property Summary

Property TypeRural Home
Details2 bd · 1 ba · 1,021 sqft · built 1986
Lot Size13.7 acres (599,386 sqft)
OwnerIndividual Name on Record
Last Sale$40,000 (May 2002)
Tax Bill$2,384 (2026)
Deeds & MortgagesFeb 2019 Mortgage
APN464800 231.00-01-010.112

Property Details

APN / Parcel Number

Primary APN464800 231.00-01-010.112
Alternative APN
  • 48002310000001010112

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,021 sqft Living Area
1st Floor Area912 sqft
AtticAttic
Attic Area109 sqft

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleCottage
Exterior MaterialWood
Foundation TypeSlab (Mat/Raft)
Lot Area599,386 sqft (13.7 acres)
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area430 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHVAC
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Street Address4582 ACKER RD
CityANDOVER
StateNY
Zip14806-9560
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal Description13.76 ACRES
Legal Block1
Legal Lot Number10.112
JurisdictionSTEUBEN NY
Township / Civil DivisionHARTSVILLE
Census Block Group1
Census Block1025
Census Tract962000

Owner

Source: Steuben County and Hartsville Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4582 ACKER RD, ANDOVER, NY 14806-9560
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 22, 2002 · Amount on Record
Deed SaleMay 22, 2002 · Amount on Record
Deed Book / Page1769 / 81
Record UpdatedOct 29, 2026

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTEUBEN NY
Property Address4582 ACKER RD, ANDOVER, NY 14806-9560
Transaction TypeMortgage
Record UpdatedApr 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4382/59
DateFeb 20, 2019
Book Page4382/59
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeBalloon Mortgage
AmountAmount Recorded
Term301 Months
DueMar 1, 2044

Tax Assessment & Valuation

Source: Steuben County and Hartsville Town assessment roll, as of April 21, 2026

Property Jurisdictions

TypeName
StateNew York
CountySteuben County
County SubdivisionHartsville Town
Unified School DistrictCanisteo-Greenwood Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,384.00 (-0.17%) Homeowner's exemption Senior Citizen's exemption
2025$2,388.00 (+143.67%)$110,000 (+37.5%) Land $40,300 Building $69,700$112,245 (+19.26%) Land $41,122 Building $71,123
2023$80,000 (-) Land $34,000 Building $46,000$94,118 (+5.88%) Land $40,000 Building $54,118
2022$80,000 Land $34,000 Building $46,000$88,889 Land $37,778 Building $51,111
2021$980.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1984)
Most Recent ClaimAug 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Armstrong
Fiber
1,000 / 1,000

Cell Coverage

No cell data coverage reported

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