El Dorado County property record for 4581 Founders Ln, Placerville, CA 95667
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 3 ba · 2,367 sqft · built 1988 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $240,000 (Apr 1994) |
| Tax Bill | $4,328 (2025) |
| Deeds & Mortgages | Jan 2024 Line of Credit May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 098-021-024-000 |
| Primary APN | 098-021-024-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,367 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Construction Type | Wood |
| Lot Area | 217,800 sqft (5 acres) |
| Terrain | Wooded |
| View / Lot | Fair |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 2,367 sqft |
| Old Parcel Number | 0980212410 |
|---|---|
| Street Address | 4581 FOUNDERS LN |
| City | PLACERVILLE |
| State | CA |
| Zip | 95667-9226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | RS 10/88 S281011 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | SOUTH EL DORADO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 31506 |
Source: El Dorado County records · APN 098-021-024-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 4581 FOUNDERS LN, PLACERVILLE, CA 95667-9226 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Jan 18, 2024 | Deed of Trust, Mortgage · Line of Credit RIVER CITY BANK |
| May 17, 2021 | Deed of Trust, Mortgage · Commercial Mortgage RIVER CITY BANK |
| Aug 04, 2017 | Loan Modification, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 11, 1994 · Amount on Record |
| Deed Sale | Apr 11, 1994 · Amount on Record |
| Deed Document Number | 0004251554 |
| Deed Book / Page | 4251 / 554 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 4581 FOUNDERS LN, PLACERVILLE, CA 95667-9226 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2024 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 4581 FOUNDERS LN, PLACERVILLE, CA 95667-9226 |
| Document Number | 0000001372 |
|---|---|
| Date | Jan 18, 2024 |
| Instrument | 2024-0001372 |
| Name | RIVER CITY BANK |
|---|---|
| Type | Bank |
| Address | SACRAMENTO, CA 95833 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 4581 FOUNDERS LN, PLACERVILLE, CA 95667-9226 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 4581 FOUNDERS LN, PLACERVILLE, CA 95667-9226 |
| Document Number | 0000033616 |
|---|---|
| Date | May 17, 2021 |
| Instrument | 2021-0033616 |
| Name | RIVER CITY BANK |
|---|---|
| Type | Bank |
| Address | SACRAMENTO, CA 95833 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 4581 FOUNDERS LN, PLACERVILLE, CA 95667-9226 |
| Document Number | 0000044246 |
| Instrument Date | Aug 04, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2019 |
| Title Company | URBAN LENDING SOLUTIONS, URBAN LNDG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 4581 FOUNDERS LN PLACERVILLE CA 956679226, PLACERVILLE, CA 95667-9226 |
| Document Number | 0000044246 |
|---|---|
| Date | Oct 03, 2017 |
| Instrument | 44246 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | BROOMFIELD, CO 80021 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Oct 02, 2057 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
Source: El Dorado County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Secondary School District | El Dorado Union High School District (09 - 12) |
| Elementary School District | Gold Oak Union Elementary School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,328.00 (+4.24%) Homeowner's exemption | $407,887 (+4.04%) Land $118,957 Building $288,930 |
| 2023 | $4,152.00 (+1.54%) Homeowner's exemption | $392,050 Land $114,339 Building $277,711 |
| 2022 | $4,089.00 |
Source: FEMA National Flood Hazard Layer, El Dorado County (06017C), as of August 25, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Very High above 94% of the US · above 80% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 25 / 3 |
May also be available: AT&T, Zeta Broadband.
Based on FCC filings for 39 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system CA0910001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | EL DORADO ID - MAIN serves 128,408 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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