4581 Elkins Dr, Centerville, TN 37033 Property Records

Hickman County property record for 4581 Elkins Dr, Centerville, TN 37033

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,077 sqft · built 1991
Lot Size	4.9 acres (213,444 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Jun 2019)
Tax Bill	$3,682 (2025)
Deeds & Mortgages	Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`083-021.14`

Property Details

APN / Parcel Number

Primary APN	`083-021.14`
Alternative APNs	`083 02114 00001083` `0108308302114` `041083 02114`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	3,077 sqft Living Area
Gross Area	4,115 sqft
1st Floor Area	1,610 sqft
Upper Floors Area	1,467 sqft
Basement Area	1,038 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	213,444 sqft
Terrain	Rolling

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	385 sqft
Deck Area	288 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	4581 ELKINS DR
City	CENTERVILLE
State	TN
Zip	37033-3923
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01 COUNTY AREA: C04
Jurisdiction	HICKMAN TN
Township / Civil Division	6
Census Block Group	2
Census Block	2011
Census Tract	950302

Owner

4581 Elkins Dr is owned and occupied by two individuals who bought it in June 2019.

Source: Hickman County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4581 ELKINS DR, CENTERVILLE, TN 37033-3923
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2019 · Amount on File
Deed Sale	Jun 28, 2019 · Amount on File
Deed Document Number	20193459
Deed Book / Page	40 / 1741
Record Updated	Oct 29, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HICKMAN TN
Recording Date	Jun 28, 2019
Property Address	4581 ELKINS DR, CENTERVILLE, TN 37033-3923
Document Number	0000003459
Book / Page	040 / 1741
Instrument Date	Jun 28, 2019
Instrument	19003459
Transaction Type	Transfer
Record Updated	Mar 21, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$888.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PO BOX 32, CENTERVILLE, TN 37033-0032

Mortgage

Document Number	0000003460
Date	Jun 28, 2019
Instrument	19003460

Lender

Name	FIRST FARMERS & MERCHANTS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4581 Elkins Dr was $3,682.

Source: Hickman County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hickman County
Municipality	Centerville Town
Unified School District	Hickman County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$125,625 (+28.48%)	$502,500 (+28.48%) Land $52,600 Building $449,900
2025	$3,682.00	$97,775	$391,100 Land $52,600 Building $338,500
2023	$3,857.00	$97,775 (-)	$391,100 (-) Land $52,600 Building $338,500
2022	$3,857.00	$97,775	$391,100 Land $52,600 Building $338,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4581 Elkins Dr in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective March 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	11 (1984–2021)
Claims Outside the SFHA	5 of 11
Most Recent Claim	Sep 2021 · river or lake flooding
Claims by Event	Severe Storm And Flooding, Aug 2021 · 3 claims Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4581 Elkins Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERVILLE WATER SYSTEM serves 11,011 people · EPA ID TN0000103
Water Source	Surface water
Last State Inspection	May 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Meriwether Lewis Connect Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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