4581 E Joan Dr, Prescott, AZ 86301 Property Records

Yavapai County property record for 4581 E Joan Dr, Prescott, AZ 86301

Property Summary

Property Type	Single Family Home
Details	1,260 sqft · built 2003
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$390,000 (May 2026)
Tax Bill	$1,381 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`103-16-082`

Property Details

APN / Parcel Number

Primary APN	`103-16-082`
Alternative APNs	`1031608208` `103160828`

Interior

Stories	1 Story
Building Area	1,260 sqft Living Area
Gross Area	1,660 sqft
1st Floor Area	1,260 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	190 sqft
Patio Area	65 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	103160828
Street Address	4581 E JOAN DR
City	PRESCOTT
State	AZ
Zip	86301-5806
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIAMOND VALLEY #7 LOT 983
Legal Range	01W
Legal Township	14
Legal Section	29
Legal Subdivision	DIAMOND VALLEY
Legal Lot Number	983
Jurisdiction	YAVAPAI AZ
Township / Civil Division	PRESCOTT
Census Block Group	1
Census Block	1017
Census Tract	502

Owner

4581 E Joan Dr is owned and occupied by an individual who bought it in May 2026.

Source: Yavapai County records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	4581 E JOAN DR, PRESCOTT, AZ 86301-5806
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 12, 2021	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Nov 12, 2021	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2026 · Amount on File
Deed Sale	May 11, 2026 · Amount on File
Prior Sale	Nov 12, 2021 · Amount on File
Deed Document Number	202621243
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YAVAPAI AZ
Recording Date	May 11, 2026
Property Address	4581 E JOAN DR, PRESCOTT, AZ 86301-5806
Document Number	0000021243
Instrument Date	May 4, 2026
Instrument	2026.21243
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	NAVI TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	4581 E JOAN DR, PRESCOTT, AZ 86301-5806

Mortgage

Document Number	0000021245,
Date	May 11, 2026
Instrument	2026..21245

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YAVAPAI AZ
Recording Date	Nov 12, 2021
Property Address	4581 E JOAN DR, PRESCOTT, AZ 86301-5806
Document Number	20210080949
Map Reference	MB 11 PG 16
Instrument Date	Oct 21, 2021
Instrument	2021-0080949
Transaction Type	Transfer
Record Updated	Dec 3, 2021
Title Company	YAVAPAI TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	700 W PALOMINO RD, 700, CHINO VALLEY, AZ 86323-5653

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	12115 S 223RD DR, BUCKEYE, AZ 85326

Mortgage

Document Number	20210080950
Date	Nov 12, 2021
Instrument	2021-0080950

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2%
Type Change Date	Dec 1, 2026
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	4%
Index	Other
Max Rate	7%

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YAVAPAI AZ
Recording Date	Nov 12, 2021
Property Address	4581 E JOAN DR, PRESCOTT, AZ 86301-5806
Document Number	0000080949
Map Reference	MB 11 PG 16
Instrument Date	Oct 21, 2021
Instrument	2021-0080949
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	YAVAPAI TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	700 W PALOMINO RD, CHINO VALLEY, AZ 86323-5653

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	12115 S 223RD DR, BUCKEYE, AZ 85326-6759

Mortgage

Document Number	0000080950
Date	Nov 12, 2021
Instrument	2021-0080950

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2%
Type Change Date	Dec 1, 2026
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	4%
Index	Other
Max Rate	7%

Tax Assessment & Valuation

The 2025 property tax bill for 4581 E Joan Dr was $1,381, up 5% from the year before.

Source: Yavapai County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Yavapai County
Unified School District	Prescott Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$27,945 (+2.52%)	$279,453 (+2.53%) Land $21,927 Building $257,526
2026		$27,257 (+1.81%)	$272,567 (+1.81%) Land $22,636 Building $249,931
2025	$1,381.00 (+5.02%)	$26,773 Land $2,077 Building $24,696	$267,729 Land $20,766 Building $246,963
2024	$1,315.00
2022	$1,007.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4581 E Joan Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4581 E Joan Dr is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 55% of Arizona
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DIAMOND VALLEY WATER DISTRICT private · serves 2,000 people · EPA ID AZ0413017
Water Source	Purchased groundwater from TOWN OF PRESCOTT VALLEY
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
MTE Communications Fixed Wireless	300 / 100
CenturyLink DSL	140 / 20

May also be available: Mile High Networks, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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