4581 Dearborn St, Denver, CO 80239 Property Records

Denver City property record for 4581 Dearborn St, Denver, CO 80239

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,686 sqft · built 1984
Lot Size	0.149 acres (6,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$488,000 (Jun 2023)
Tax Bill	$2,547 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Aug 2021 Reverse Mortgage + 2 more
APN	`00195-01-025-000`

Property Details

APN / Parcel Number

Primary APN	`00195-01-025-000`
Alternative APNs	`660319501025` `160466255`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,686 sqft Living Area
Gross Area	1,085 sqft
1st Floor Area	1,085 sqft
Basement Area	792 sqft
Finished Basement	601 sqft
Unfinished Basement	191 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2023
Exterior Material	Combination
Construction Type	Frame
Lot Area	6,500 sqft (0.149 acres)
Garage Type	Attached
Garage Area	410 sqft
Porch	Open Frame Porch
Porch Area	46 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4581 DEARBORN ST
City	DENVER
State	CO
Zip	80239-5401
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	CONCORD FLG NO 7 B1 L5
Legal Subdivision	CONCORD FLG NO 7
Legal Block	3
Legal Lot Number	5
Jurisdiction	DENVER CO
Township / Civil Division	DENVER
Census Block Group	3
Census Block	3011
Census Tract	8312

Owner

Source: Denver City records, as of May 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4581 DEARBORN ST, DENVER, CO 80239-5401
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2023	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 11, 2021	Deed of Trust, Mortgage · Reverse Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 20, 2023	Personal Representative Deed, Transfer HERITAGE TITLE COMPANY
Jun 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage WESTERRA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2023 · Amount on Record
Deed Sale	Jun 28, 2023 · Amount on Record
Prior Sale	Mar 20, 2023 · Amount on Record
Deed Document Number	202360670
Prior Transfer Date	Jan 10, 2002
Prior Transfer Doc	0000012016
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DENVER CO
Recording Date	Jun 28, 2023
Property Address	4581 DEARBORN ST, DENVER, CO 80239-5401
Document Number	0000060670
Instrument Date	Jun 27, 2023
Instrument	2023060670
Transaction Type	Transfer
Record Updated	Jul 7, 2023
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$48.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4581 DEARBORN ST, DENVER, CO 80239-5401

Mortgage

Document Number	0000060671
Date	Jun 28, 2023
Instrument	2023060671

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	4581 DEARBORN ST, DENVER, CO 80239-5401
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4581 DEARBORN ST, DENVER, CO 80239-5401

Mortgage

Document Number	0000151236
Date	Aug 11, 2021
Instrument	2021151236

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	MADISON, WI 53718

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Annually
Index	1-Year CMT

March 2023: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	DENVER CO
Recording Date	Mar 20, 2023
Property Address	4581 DEARBORN ST, DENVER, CO 80239-5401
Document Number	0000023132
Instrument Date	Mar 17, 2023
Instrument	2023023132
Transaction Type	Transfer
Record Updated	Mar 28, 2023
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$34.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4581 DEARBORN ST, DENVER, CO 80239-5401
Investor	Possibly a Property Investor

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	4581 DEARBORN ST, DENVER, CO 80239-5401
Document Number	0000086252
Instrument Date	Jun 25, 2018
Transaction Type	Mortgage
Record Updated	Jul 20, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4581 DEARBORN ST DENVER CO 802395401, DENVER, CO 80239-5401

Mortgage

Document Number	0000086252
Date	Jul 13, 2018
Instrument	86252

Lender

Name	WESTERRA CU
Type	Credit Union
Address	DENVER, CO 80209

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2048

Tax Assessment & Valuation

Source: Denver City assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Colorado
County / Municipality	Denver City
Unified School District	Denver County School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,547.00 (+37.97%)	$33,300 (+39.74%) Land $4,540 Building $4,540	$472,300 (+15.03%) Land $64,400 Building $407,900
2023	$1,846.00 (+7.45%)	$23,830 (+10.27%) Land $630 Building $23,200	$410,600 (+32.07%) Land $64,400 Building $346,200
2022	$1,718.00 (+3.62%)	$21,610 Land $4,480 Building $17,130	$310,900 Land $64,400 Building $246,500
2021	$1,658.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DENVER WATER BOARD serves 1,287,000 people · EPA ID CO0116001
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	33 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 843 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
LiveWireNet Fixed Wireless	250 / 100
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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